2807 Northfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2807 Northfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1961
Lot Size	0.679 acres (29,599 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2022)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`062A3-00-0R-00400`

Property Details

APN / Parcel Number

Primary APN	`062A3-00-0R-00400`
Alternative APN	`26508`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,936 sqft Finished Area
Basement Area	1,408 sqft
Finished Basement	1,196 sqft
Unfinished Basement	212 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	29,599 sqft (0.679 acres)
Garage Area	420 sqft
Porch	Slab
Deck Area	775 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	2807 NORTHFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	NORTHFIELDS 4 O 4
Legal Subdivision	NORTHFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3006
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2807 NORTHFIELD RD, CHARLOTTESVILLE, VA 22901-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Deed Document Number	20226337
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	3958/305
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 25, 2022
Property Address	2807 NORTHFIELD RD, CHARLOTTESVILLE, VA 22901-1236
Document Number	202200006337
Map Reference	MB 358 PG 467
Instrument Date	May 16, 2022
Instrument	202200006337
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2807 NORTHFIELD RD, CHARLOTTESVILLE, VA 22901-1236

Mortgage

Document Number	202200006338
Date	May 25, 2022
Instrument	202200006338

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2807 NORTHFIELD RD, CHARLOTTESVILLE, VA 22901-1236
Document Number	0000003481
Book / Page	004890 / 000456
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5683 CHARLOTTESVILLE VA 229055683, CHARLOTTESVILLE, VA 22905-5683

Mortgage

Document Number	0000003481
Date	Mar 28, 2017
Book Page	004890/000456
Instrument	3481

Lender

Name	UNION BK&TR
Type	Funding / Finance Company
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (+7.66%)	$605,500 (+7.64%) Land $175,000 Building $430,500	$605,500 (+7.64%) Land $175,000 Building $430,500
2025	$5,028.00 (+16.47%)	$562,500 (+11.25%) Land $155,000 Building $407,500	$562,500 (+11.25%) Land $155,000 Building $407,500
2023	$4,317.00	$505,600 Land $150,000 Building $355,600	$505,600 Land $150,000 Building $355,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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