Hamilton County property record for 2807 Morgan Ave, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 2,108 sqft · built 1964 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Mar 2024) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale & Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 156I B 025 |
| Primary APN | 156I B 025 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,108 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000092368 |
|---|---|
| Street Address | 2807 MORGAN AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5632 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 4 BLK E DOYLES AMENDED PB 9 PG 40 & 41 |
| Legal Subdivision | DOYLES AMENDED |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3058 WESTSIDE DR, CHATTANOOGA, TN 37404-5966 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LOAN FUNDING LLC |
| Mar 19, 2024 | Warranty Deed, Construction Loan · Construction Mortgage INVESTORS CHOICE FUNDING INC |
| Feb 27, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 23, 2023 | Warranty Deed, Transfer UNKNOWN, NORTHSHORE T&E LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Oct 23, 2023 · Amount on Record |
| Deed Document Number | 2024141 |
| Deed Book / Page | 13539 / 954 |
| Prior Transfer Date | Feb 26, 2024 |
| Prior Transfer Doc | 0000000016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2807 MORGAN AVE, CHATTANOOGA, TN 37404-5632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000050 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 14049/40 |
| Instrument | 2025091900050 |
| Name | COMMERCIAL LOAN FUNDING LLC |
|---|---|
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 19, 2024 |
| Property Address | 2807 MORGAN AVE, CHATTANOOGA, TN 37404-5632 |
| Document Number | 0000000141 |
| Book / Page | 13539 / 954 |
| Map Reference | MB 9 PG 40 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024031900141 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3058 WESTSIDE DR, CHATTANOOGA, TN 37404-5966 |
| Document Number | 0000000142 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024031900142 |
| Name | INVESTORS CHOICE FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2024 |
| Property Address | 2807 MORGAN AVE, CHATTANOOGA, TN 37404-5632 |
| Document Number | 0000000016 |
| Book / Page | 13521 / 331 |
| Map Reference | MB 9 PG 40&41 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024022700016 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 CANAL ST APT 124, 124, CHATTANOOGA, TN 37402-2311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 23, 2023 |
| Property Address | 2807 MORGAN AVE, CHATTANOOGA, TN 37404-5632 |
| Document Number | 0000000165 |
| Book / Page | 13429 / 845 |
| Map Reference | MB 9 PG 40 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023102300165 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $314.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 CANAL ST, CHATTANOOGA, TN 37402-2308 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 (+28.42%) | $63,840 (+89.55%) | $159,600 (+89.55%) Land $35,000 Building $124,600 |
| 2024 | $753.00 | $33,680 (-) | $84,200 (-) Land $15,000 Building $69,200 |
| 2023 | $753.00 | $33,680 (-) | $84,200 (-) Land $15,000 Building $69,200 |
| 2022 | $753.00 | $33,680 | $84,200 Land $15,000 Building $69,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 28 (1980–2012) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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