2807 McKenzie Point Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 2807 McKenzie Point Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,454 sqft · built 1939
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Aug 2026)
Tax Bill	$37,785 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`08-117-22-33-0022`

Property Details

APN / Parcel Number

Primary APN	`08-117-22-33-0022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,454 sqft Living Area
1st Floor Area	3,454 sqft
Basement Area	200 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	30 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	564 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	65 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2807 MCKENZIE POINT RD
City	WAYZATA
State	MN
Zip	55391-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 003 A T R MCKENZIES GROVELAND PARK W 30X119L45X136
Legal Range	22
Legal Township	117
Legal Section	08
Legal Quarter	33
Legal Subdivision	T R MCKENZIES GROVELAND PARK
Legal Block	3
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3011
Census Tract	26302

Owner

Source: Hennepin County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 ALTON RD, 1702, MIAMI BEACH, FL 33139-6883
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer CAMBRIA TITLE
Aug 15, 2023	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS STATE BANK
May 11, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST RESOURCE BANK
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	202611485389
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 4, 2026
Property Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734
Document Number	0011485389
Instrument Date	Jul 29, 2026
Instrument	202611485389
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Tax	$858,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	90 ALTON RD, 1702, MIAMI BEACH, FL 33139-6883

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 15, 2023
Property Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734
Document Number	0A11223034
Instrument Date	Aug 11, 2023
Instrument	A11223034
Transaction Type	Construction Loan
Record Updated	Aug 24, 2023
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,019.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734

Mortgage

Document Number	0A11223035
Date	Aug 15, 2023
Instrument	A11223035

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2030

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 11, 2022
Property Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734
Document Number	0A11107370
Instrument Date	May 6, 2022
Instrument	A11107370
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,428.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 GULF SHORE BLVD N APT 504, 504, NAPLES, FL 34103-2762

Mortgage

Document Number	0A11107371
Date	May 11, 2022
Instrument	A11107371

Lender

Name	FIRST RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 6, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734
Document Number	0010878856
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2807 MCKENZIE POINT RD WAYZATA MN 553912734, WAYZATA, MN 55391-2734

Mortgage

Document Number	0010878856
Date	Nov 25, 2020
Instrument	10878856

Lender

Name	CITIZENS ST BK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 24, 2030

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2807 MCKENZIE POINT RD, WAYZATA, MN 55391-2734
Document Number	0010868596
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2807 MCKENZIE POINT RD WAYZATA MN 553912734, WAYZATA, MN 55391-2734

Mortgage

Document Number	0010868596
Date	Nov 9, 2020
Instrument	10868596

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,785.00 (+13.14%)	$2,420,500 (+9.51%) Land $1,365,400 Building $1,055,100	$2,420,500 (+9.51%) Land $1,365,400 Building $1,055,100
2024	$33,398.00 (+54.03%)	$2,210,300 (+44.14%) Land $1,365,400 Building $844,900	$2,210,300 (+44.14%) Land $1,365,400 Building $844,900
2023	$21,683.00 Homeowner's exemption
2022		$1,533,400 Land $993,100 Building $540,300	$1,533,400 Land $993,100 Building $540,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	931.1 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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