2807 Kay Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 2807 Kay Ave, Concord, CA 94520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,089 sqft · built 1950
Lot Size0.151 acres (6,570 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Jan 2019)
Tax Bill$7,414 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jan 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN112-033-006-1

Property Details

APN / Parcel Number

Primary APN112-033-006-1
Alternative APN
  • 112-033-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,089 sqft Living Area
Gross Area1,467 sqft
1st Floor Area1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area6,570 sqft (0.151 acres)
Lot Dimensions90 ft deep x 73 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2807 KAY AVE
CityCONCORD
StateCA
Zip94520-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionCONCORD ESTATES #1 LOT 30
Legal SubdivisionCONCORD ESTATES #1
Legal Lot Number30
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1002
Census Tract327001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2807 KAY AVE, CONCORD, CA 94520-4731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 2, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 7, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 13, 2018Grant Deed, Transfer
PATRICK M STROUD
Apr 13, 2018Quit Claim Deed, Transfer
WFG NATIONAL TITLE INSURANCE
Jan 26, 2018Affidavit of Death, Transfer
PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2019 · Amount on Record
Deed SaleJan 2, 2019 · Amount on Record
Prior SaleApr 13, 2018 · Amount on Record
Deed Document Number2019143
Prior Transfer DateDec 6, 2018
Prior Transfer Doc0000196557
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170919
DateOct 9, 2019
Instrument2019-170919
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 2, 2019
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Document Number0000000143
Map ReferenceMB 40 PG 19
Instrument DateDec 28, 2018
Instrument2019-000143
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2807 KAY AVE, CONCORD, CA 94520-4731

Mortgage

Document Number0000000144
DateJan 2, 2019
Instrument2019-000144
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateDec 7, 2018
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Document Number0000196557
Instrument DateDec 6, 2018
Instrument196557
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3388 JOHNSON RD LAFAYETTE CA 945492132, LAFAYETTE, CA 94549-2132

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 13, 2018
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Document Number0000057114
Instrument DateApr 11, 2018
Instrument57114
Transaction TypeTransfer
Record UpdatedApr 23, 2018
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 JOHNSON RD LAFAYETTE CA 945492132, LAFAYETTE, CA 94549-2132

Mortgage

Document Number57115
DateApr 13, 2018
Instrument57115
Lender
NamePATRICK M STROUD
Address4460 DEER RIDGE RD, DANVILLE, CA 94506-6017
Agreement
AmountAmount Recorded

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 13, 2018
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Document Number0000057113
Instrument DateApr 11, 2018
Instrument57113
Transaction TypeTransfer
Record UpdatedApr 23, 2018
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2772 VIKING WAY CARSON CITY NV 897061299, CARSON CITY, NV 89706-1299

January 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateJan 26, 2018
Property Address2807 KAY AVE, CONCORD, CA 94520-4731
Document Number0000012576
Instrument DateJan 24, 2018
Instrument12576
Transaction TypeTransfer
Record UpdatedFeb 2, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,665 (+2%) Land $409,616 Building $182,049
2025$7,414.00 (+4.63%)$580,065 (+4.04%) Land $401,585 Building $178,480
2023$7,086.00 (+1.39%)$557,542 Land $385,992 Building $171,550
2022$6,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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