2807 Indiana Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2807 Indiana Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,110 sqft · built 1959
Lot Size0.175 acres (7,616 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2024)
Tax Bill$3,445 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-13-01-004.00

Property Details

APN / Parcel Number

Primary APN056-13-01-004.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,110 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,616 sqft (0.175 acres)
Lot Dimensions136 ft deep x 56 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2807 INDIANA AVE
CityCOVINGTON
StateKY
Zip41015-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRING DIV OF WILLIAMSON LOTS 18-19 56'X 136' WS INDIANA AVE
Legal SubdivisionHERRING DIV OF WILLIAMSON
Legal Lot Number18-19
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2807 INDIANA AVE, COVINGTON, KY 41015-1028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 24, 2022Deed of Trust, Mortgage
MAV INVESTMENTS LLC
Sep 16, 2022Deed, Transfer
Apr 25, 2017Warranty Deed, Transfer · FHA Mortgage
NATIONS DIRECT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleNov 30, 2022 · Amount on Record
Deed Document Number202432
Deed Book / Page320 / 799
Prior Transfer DateDec 1, 2005
Prior Transfer Doc0005900332
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 30, 2022
Property Address2807 INDIANA AVE, COVINGTON, KY 41015-1028
Document Number0005900080
Book / Page202 / 904
Map ReferencePL 737
Instrument DateNov 23, 2022
Instrument22113005900080
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50 EAST DR RIVERCENTER BLVD436, BLVD436, COVINGTON, KY 41017-2907

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 INDIANA AVE, COVINGTON, KY 41015-1028

Mortgage

Document Number0005900081
DateNov 30, 2022
Instrument22113005900081
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2807 INDIANA AVE, COVINGTON, KY 41015-1028
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900056
DateOct 24, 2022
Book PageKCM 416/291
Instrument22102405900056
Lender
NameMAV INVESTMENTS LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45251
Agreement
AmountAmount Recorded
Term4 Months
DueFeb 22, 2023

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateSep 16, 2022
Property Address2807 INDIANA AVE, COVINGTON, KY 41015-1028
Document Number0005900090
Book / Page190 / 423
Instrument DateAug 22, 2022
Instrument22091605900090
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

AmountAmount Recorded
Tax$160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10823 SAWGRASS CT, 10823, UNION, KY 41091-9075

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2807 INDIANA AVE, COVINGTON, KY 41015-1028

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 25, 2017
Property Address2807 INDIANA AVE, COVINGTON, KY 41015-1028
Document Number0000000079
Book / Page0C6143 / 000218
Instrument DateApr 21, 2017
Instrument79
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$122.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 INDIANA AVE COVINGTON KY 410151028, COVINGTON, KY 41015-1028

Mortgage

Document Number80
DateApr 25, 2017
Book Page0C6143/000221
Instrument80
Lender
NameNATIONS DIRECT MTG
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,000 (-) Land $10,000 Building $250,000$260,000 (-) Land $10,000 Building $250,000
2025$3,445.00 (+15.49%)$260,000 (+16.07%) Land $10,000 Building $250,000$260,000 (+16.07%) Land $10,000 Building $250,000
2023$2,983.00$224,000 Land $10,000 Building $214,000$224,000 Land $10,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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