Polk County property record for 2807 Fork Creek Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,237 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P16-85 |
| Primary APN | P16-85 |
|---|
| Lot Area | 154,638 sqft (3.55 acres) |
|---|
| Street Address | 2807 FORK CREEK RD |
|---|---|
| City | SALUDA |
| State | NC |
| Zip | 28773-8619 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | MAP P16 |
| Legal Subdivision | MAP P16 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920304 |
2807 Fork Creek Rd is owned and occupied by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2807 FORK CREEK RD, SALUDA, NC 28773-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 16, 2026 |
| Property Address | 2807 FORK CREEK RD, SALUDA, NC 28773-8619 |
| Document Number | 0500001286 |
| Book / Page | 500 / 1286 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2807 FORK CREEK RD, SALUDA, NC 28773-8619 |
| Document Number | 0500001286, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 500/1286 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 2807 Fork Creek Rd was $3,237, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,237.00 (+1.28%) | $548,608 (-) Land $50,400 Building $498,208 | $548,608 (-) Land $50,400 Building $498,208 |
| 2025 | $3,196.00 | $548,608 Land $50,400 Building $498,208 | $548,608 Land $50,400 Building $498,208 |
| 2023 | $123.00 | $17,750 Land $17,750 | |
| 2021 | $17,750 Land $17,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2807 Fork Creek Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2807 Fork Creek Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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