Hamilton County property record for 2807 Bent Oak Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,366 sqft · built 1989 |
| Lot Size | 0.415 acres (18,109 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,500 (Dec 1999) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149E C 066 |
| Primary APN | 149E C 066 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,109 sqft (0.415 acres) |
| Lot Dimensions | 227 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000125184 |
|---|---|
| Street Address | 2807 BENT OAK RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 66 AUTUMNCHASE SUB PB43 PG63 OUT OF 149-18 FOR 1988 |
| Legal Subdivision | AUTUMN CHASE |
| Legal Lot Number | 66 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11314 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 DELRAY AVE, CHATTANOOGA, TN 37405-1304 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit TRUST FCU |
| Nov 26, 2018 | Quit Claim Deed, Transfer REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 1999 · Amount on Record |
| Deed Sale | Dec 13, 1999 · Amount on Record |
| Deed Document Number | 1999250 |
| Deed Book / Page | 5499 / 910 |
| Prior Transfer Date | Dec 10, 1999 |
| Prior Transfer Doc | 0054990908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 15, 2026 |
| Property Address | 2807 BENT OAK RD, CHATTANOOGA, TN 37421-1239 |
| Document Number | 0000000192 |
| Book / Page | 14369 / 782 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026192 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 2807 BENT OAK RD, CHATTANOOGA, TN 37421-1239 |
| Document Number | 0000000192, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 14369/782 |
| Instrument | 2026192 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2807 BENT OAK RD, CHATTANOOGA, TN 37421-1239 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000000062 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 12488/550 |
| Instrument | 2021051800062 |
| Name | TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 26, 2018 |
| Property Address | 2807 BENT OAK RD, CHATTANOOGA, TN 37421-1239 |
| Document Number | 1126000286 |
| Book / Page | 011509 / 000035 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 181126000286 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 110 DELRAY AVE CHATTANOOGA TN 374051304, CHATTANOOGA, TN 37405-1304 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (+9.07%) | $80,925 (+61.04%) | $323,700 (+61.04%) Land $55,000 Building $268,700 |
| 2024 | $1,124.00 (-0.79%) | $50,250 (-) | $201,000 (-) Land $55,000 Building $146,000 |
| 2023 | $1,133.00 | $50,250 | $201,000 Land $55,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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