2807 Apollo St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2807 Apollo St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,382 sqft · built 1988
Lot Size	0.459 acres (20,010 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2019)
Tax Bill	$8,858 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-10-277-016`

Property Details

APN / Parcel Number

Primary APN	`8914-10-277-016`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,382 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	1,717 sqft
Finished Basement	1,225 sqft
Unfinished Basement	1,717 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,010 sqft (0.459 acres)
Lot Dimensions	115 ft deep x 174 ft wide
Garage Type	Mixed
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	960 sqft
Deck Area	336 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2807 APOLLO ST
City	CEDAR FALLS
State	IA
Zip	50613-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREST SECOND ADDITION LOT 36 LOT 37
Legal Range	14W
Legal Township	89N
Legal Section	10
Legal Subdivision	CEDAR CREST SECOND ADDITION
Legal Lot Number	36,37
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3002
Census Tract	2605

Owner

2807 Apollo St is owned and occupied by two individuals who bought it in March 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2807 APOLLO ST, CEDAR FALLS, IA 50613-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Apr 9, 2013 · Amount on File
Deed Document Number	201914158
Prior Transfer Date	Jun 12, 2015
Prior Transfer Doc	0000020483
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2807 APOLLO ST, CEDAR FALLS, IA 50613-1804
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800017225
Date	Apr 25, 2018
Instrument	201800017225

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	May 1, 2028
Index	1-Year CMT

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2807 APOLLO ST, CEDAR FALLS, IA 50613-1804
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015247
Date	Mar 5, 2020
Instrument	202000015247

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 25, 2019
Property Address	2807 APOLLO ST, CEDAR FALLS, IA 50613-1804
Document Number	201900014158
Instrument Date	Mar 22, 2019
Instrument	201900014158
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 APOLLO ST, CEDAR FALLS, IA 50613-1804

Mortgage

Document Number	201900014159
Date	Mar 25, 2019
Instrument	201900014159

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2807 Apollo St was $8,858 with a homeowner's exemption, up 3.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,858.00 (+3.94%) Homeowner's exemption	$601,000 Land $58,880 Building $542,120	$601,000 Land $58,880 Building $542,120
2024	$8,522.00
2023		$539,840 (+14.47%) Land $58,880 Building $480,960	$539,840 Land $58,880 Building $480,960
2022	$8,542.00 Homeowner's exemption	$471,590 Land $58,880 Building $412,710
2021			$471,590 Land $58,880 Building $412,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2807 Apollo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2807 Apollo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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