28065 Thorup Ln, Hayward, CA 94542 Property Records

Alameda County property record for 28065 Thorup Ln, Hayward, CA 94542

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,168 sqft · built 1988
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Aug 2018)
Tax Bill	$10,828 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`81D-2084-98`

Property Details

APN / Parcel Number

Primary APN	`81D-2084-98`
Alternative APN	`081D-2084-098-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)

Location & Zoning

Street Address	28065 THORUP LN
City	HAYWARD
State	CA
Zip	94542-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00029 BLK: TR: 3955 ;LOT: 00030 BLK: TR: 3955 ;LOT: 00031 BLK: TR: 3955
Legal Subdivision	HAYWARD
Legal Tract	3955
Legal Lot Number	30
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4011
Census Tract	435103

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 13, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Feb 12, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 14, 2018	Quit Claim Deed NORTH AMERICAN TITLE
Aug 15, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Apr 9, 1998 · Amount on Record
Deed Document Number	2018159583
Last Transfer Date	Mar 5, 2021
Transfer Doc	0000099321
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 11, 2021
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000099321
Instrument Date	Mar 5, 2021
Instrument	2021099321
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28065 THORUP LN, HAYWARD, CA 94542-2440

Mortgage

Document Number	0000099322
Date	Mar 11, 2021
Instrument	2021099322

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000073906
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28065 THORUP LN HAYWARD CA 945422440, HAYWARD, CA 94542-2440

Mortgage

Document Number	0000073906
Date	Apr 2, 2020
Instrument	73906

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000186714
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28065 THORUP LN HAYWARD CA 945422440, HAYWARD, CA 94542-2440

Mortgage

Document Number	0000186714
Date	Sep 18, 2019
Instrument	186714

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000035289
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28065 THORUP LN HAYWARD CA 945422440, HAYWARD, CA 94542-2440

Mortgage

Document Number	0000035289
Date	Feb 26, 2019
Instrument	35289

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

December 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 14, 2018
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000237076
Instrument Date	Dec 11, 2018
Instrument	237076
Record Updated	Jan 4, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28065 THORUP LN HAYWARD CA 945422440, HAYWARD, CA 94542-2440

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 15, 2018
Property Address	28065 THORUP LN, HAYWARD, CA 94542-2440
Document Number	0000159583
Instrument Date	Aug 8, 2018
Instrument	159583
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28065 THORUP LN HAYWARD CA 945422440, HAYWARD, CA 94542-2440

Mortgage

Document Number	159584
Date	Aug 15, 2018
Instrument	159584

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$909,110 (+2%) Land $272,733 Building $636,377
2025	$10,828.00 (+2.5%)	$891,284 (+4.04%) Land $267,385 Building $623,899
2023	$10,564.00	$856,678 Land $257,003 Building $599,675	$1,028,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Etheric Networks, T-Mobile, Tekify Fiber & Wireless, Unwired, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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