28063 Handsom Rd, Franklin, VA 23851 Property Records

Southampton County property record for 28063 Handsom Rd, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2022
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91 24C`

Property Details

APN / Parcel Number

Primary APN	`91 24C`
Alternative APN	`706445505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,446 sqft (2.26 acres)
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	706445505
Street Address	28063 HANDSOM RD
City	FRANKLIN
State	VA
Zip	23851-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT C HOWELL PLAT
Legal Lot Number	C
Jurisdiction	SOUTHAMPTON VA
Township / Civil Division	NEWSOMS
Census Block Group	1
Census Block	1068
Census Tract	200500

Owner

28063 Handsom Rd is owned and occupied by an individual who acquired it in May 2022.

Source: Southampton County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HUD
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK HOME MORTGAGE
May 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2022
Transfer Doc	0000001242
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHAMPTON VA
Recording Date	Jul 10, 2026
Property Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819
Document Number	0000001878
Instrument Date	Jun 29, 2026
Instrument	20261878
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819

Mortgage

Document Number	0000001878,
Date	Jul 10, 2026
Instrument	20261878

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Dec 1, 2052

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHAMPTON VA
Property Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000937
Date	Apr 22, 2024
Instrument	240000937

Lender

Name	SECRETARY OF HUD

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHAMPTON VA
Property Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002976
Date	Nov 9, 2022
Instrument	220002976

Lender

Name	FARMERS BANK HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOUTHAMPTON VA
Recording Date	May 2, 2022
Property Address	28063 HANDSOM RD, FRANKLIN, VA 23851-4819
Document Number	0220001242
Instrument Date	May 2, 2022
Instrument	220001242
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28273 HANDSOM RD, FRANKLIN, VA 23851-4839

Tax Assessment & Valuation

The 2025 property tax bill for 28063 Handsom Rd was $1,527.

Source: Southampton County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Southampton County
Unified School District	Southampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00	$215,200 Land $38,300 Building $176,900	$215,200 Land $38,300 Building $176,900
2023	$1,115.00	$125,300 Land $28,800 Building $96,500	$125,300 Land $28,800 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28063 Handsom Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	30 (1999–2016)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Isabel, Sep 2003 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28063 Handsom Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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