28062 Senator Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 28062 Senator Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1981
Lot Size	0.431 acres (18,784 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2022)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`42-23-02-354-004`

Property Details

APN / Parcel Number

Primary APN	`42-23-02-354-004`
Alternative APNs	`0101883-000000-8` `10004721320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,784 sqft (0.431 acres)
Garage Type	Detached
Garage Area	1,230 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004721320
Old Parcel Number	01018830000008
Street Address	28062 SENATOR DR
City	PUNTA GORDA
State	FL
Zip	33955-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TGA 001 0022 0005 TROPICAL GULF ACRES UN1 BLK22 LTS 5 & 6 170/653 537/220 636/1786 673/696 718/347 DC2156/1962-O
Legal Range	23E
Legal Township	42S
Legal Section	02
Legal Subdivision	TROPICAL GULF ACRES
Legal Block	22
Legal Lot Number	5 6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3103
Census Tract	10505

Owner

28062 Senator Dr is owned and occupied by an individual who bought it in October 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	28062 SENATOR DR, PUNTA GORDA, FL 33955-3045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage VENEVA FINANCIAL LLC
May 9, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Feb 28, 2011 · Amount on File
Deed Document Number	3160468
Deed Book / Page	5059 / 522
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 20, 2022
Property Address	28062 SENATOR DR, PUNTA GORDA, FL 33955-3045
Document Number	0050590522
Book / Page	5059 / 522
Map Reference	MB 3 PG 25A
Instrument Date	Sep 22, 2022
Instrument	3160468
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 FM 646 RD N, 1004, DICKINSON, TX 77539-8248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213SE SE VAN LOON TER, CAPE CORAL, FL 33990

Mortgage

Document Number	0005059524
Date	Oct 20, 2022
Instrument	5059/524

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	28062 SENATOR DR, PUNTA GORDA, FL 33955-3045
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045911890
Date	Jun 24, 2020
Book Page	4591/1890
Instrument	2823877

Lender

Name	VENEVA FINANCIAL LLC
Type	Non-Lending Institution
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	28062 SENATOR DR, PUNTA GORDA, FL 33955-3045
Document Number	0043171749
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28062 SENATOR DR PUNTA GORDA FL 339553045, PUNTA GORDA, FL 33955-3045

Mortgage

Document Number	0043171749
Date	May 21, 2018
Book Page	004317/001749
Instrument	2614380

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28062 Senator Dr was $2,920 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 Homeowner's exemption	$233,591	$199,140 Land $30,000 Building $169,140
2023	$5,437.00 (+228.52%)	$282,135 (+225.19%)	$201,166 (-34.24%) Land $29,000 Building $172,166
2022	$1,655.00 Homeowner's exemption	$86,760	$305,930 Land $24,650 Building $281,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28062 Senator Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28062 Senator Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Senator Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures