28061 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 28061 Ridge Rd, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,240 sqft · built 1999
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (May 2017)
Tax Bill$6,425 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03210865

Property Details

APN / Parcel Number

Primary APN12-03210865
Alternative APN
  • 03210865

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft
PorchOpen Porch
Porch Area49 sqft
Deck Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number03210865
Street Address28061 RIDGE RD
CityDAMASCUS
StateMD
Zip20872-2432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionMT RADNOR
Legal SubdivisionLOCUST LEVEL
Legal Block1
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1016
Census Tract700204

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address28061 RIDGE RD, DAMASCUS, MD 20872-2432
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2017 · Amount on Record
Deed SaleMay 22, 2017 · Amount on Record
Prior SaleJun 16, 2004
Deed Book / Page54332 / 187
Prior Transfer DateJan 12, 2012
Prior Transfer Doc0431280109
Record UpdatedSep 20, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateMay 22, 2017
Property Address28061 RIDGE RD, DAMASCUS, MD 20872-2432
Document Number0543320187
Book / Page054332 / 000187
Instrument DateMay 1, 2017
Transaction TypeTransfer
Record UpdatedJun 2, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address28061 RIDGE RD DAMASCUS MD 208722432, DAMASCUS, MD 20872-2432

Mortgage

Document Number543320195
DateMay 22, 2017
Book Page054332/000195
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,967 (+3.09%)$524,200 (-) Land $207,600 Building $316,600
2025$6,425.00 (+4.44%)$493,733 (+7.83%)$524,200 (+9.55%) Land $207,600 Building $316,600
2024$6,152.00 (+30.34%)
2023$457,867$478,500 Land $197,900 Building $280,600
2022$4,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Ridge Rd

Nearby Streets

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