2806 West St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2806 West St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1930
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 2022)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-124-003-010.03`

Property Details

APN / Parcel Number

Primary APN	`53-124-003-010.03`
Alternative APNs	`053-124-003-010.03` `1240030103`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	3,246 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2806 WEST ST
City	TWO RIVERS
State	WI
Zip	54241-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHN GRUMANNS 2ND ADD LOT 1 BLK 3
Legal Subdivision	ND ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1010
Census Tract	5300

Owner

2806 West St is owned and occupied by an individual who bought it in August 2022.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2806 WEST ST, TWO RIVERS, WI 54241-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE
Aug 31, 2022	Personal Representative Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	20221255311
Deed Book / Page	3519 / 334
Record Updated	Sep 20, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MANITOWOC WI
Recording Date	Aug 31, 2022
Property Address	2806 WEST ST, TWO RIVERS, WI 54241-2036
Document Number	003519/332
Book / Page	3519 / 332
Instrument Date	Aug 30, 2022
Instrument	1255310
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 WEST ST, TWO RIVERS, WI 54241-2036

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANITOWOC WI
Recording Date	Aug 31, 2022
Property Address	2806 WEST ST, TWO RIVERS, WI 54241-2036
Document Number	003519/334
Book / Page	3519 / 334
Instrument Date	Aug 30, 2022
Instrument	1255311
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL MANITOWOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 WEST ST, TWO RIVERS, WI 54241-2036

Mortgage

Document Number	0001255312
Date	Aug 31, 2022
Instrument	1255312

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2806 West St was $1,553 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00 Homeowner's exemption	$103,200 Land $14,200 Building $89,000	$119,314 Land $16,417 Building $102,897
2023	$1,689.00 Homeowner's exemption	$72,700 Land $13,200 Building $59,500	$115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2806 West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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