2806 Urbana Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2806 Urbana Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,430 sqft · built 1950
Lot Size	0.16 acres (6,946 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2026)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01251966`

Property Details

APN / Parcel Number

Primary APN	`13-01251966`
Alternative APN	`01251966`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	720 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,946 sqft (0.16 acres)
Pool Area	595 sqft
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01251966
Street Address	2806 URBANA DR
City	SILVER SPRING
State	MD
Zip	20906-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT VILLAGE
Legal Subdivision	GLENMONT VILLAGE
Legal Block	16
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3011
Census Tract	703403

Owner

2806 Urbana Dr is owned and occupied by an individual who bought it in July 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Mar 23, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Mar 23, 2021 · Amount on File
Deed Book / Page	70758 / 374
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0622960001
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 24, 2026
Property Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033
Document Number	7075000374
Book / Page	70758 / 374
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033

Mortgage

Document Number	7075000381,
Date	Jul 24, 2026
Book Page	70758/381

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033

Mortgage

Document Number	0662150008
Date	Sep 2, 2022
Book Page	66215/8

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033

Mortgage

Document Number	0647810491
Date	Dec 9, 2021
Book Page	64781/491

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 23, 2021
Property Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033
Document Number	0622960001
Book / Page	62296 / 1
Map Reference	MB 35 PL 2379
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.63
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2806 URBANA DR, SILVER SPRING, MD 20906-5033

Mortgage

Document Number	622968
Date	Mar 23, 2021
Instrument	62296/8

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Urbana Dr was $4,226, down 7.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,833 (+8.32%)	$445,100 (+24.96%) Land $159,700 Building $285,400
2025	$4,226.00 (-7.61%)	$356,200 Land $159,700 Building $196,500	$356,200 Land $159,700 Building $196,500
2024	$4,574.00
2023		$311,533	$356,200 Land $159,700 Building $196,500
2022	$3,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Urbana Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Urbana Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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