2806 University Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2806 University Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2020)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0062I-0E-009.00`

Property Details

APN / Parcel Number

Primary APN	`0062I-0E-009.00`
Alternative APN	`65605`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	1,822 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	1,728 sqft
Porch	Porch
Porch Area	264 sqft
Deck Area	606 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	65605
Street Address	2806 UNIVERSITY DR
City	LANCASTER
State	SC
Zip	29720-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	STRATFORD SUBDIVISION
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2010
Census Tract	11100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2806 UNIVERSITY DR, LANCASTER, SC 29720-8838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 16, 2017	Deed, Transfer · Conventional Mortgage ARROWPOINTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	202010626
Deed Book / Page	1342 / 315
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	00303/0303
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 2, 2020
Property Address	2806 UNIVERSITY DR, LANCASTER, SC 29720-8838
Document Number	0000010626
Book / Page	1342 / 315
Map Reference	PL 9912
Instrument Date	Jul 2, 2020
Instrument	2020010626
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 UNIYERSITY DR, LANCASTER, SC 29720-8838

Mortgage

Document Number	0000010627
Date	Jul 2, 2020
Instrument	2020010627

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 16, 2017
Property Address	2806 UNIVERSITY DR, LANCASTER, SC 29720-8838
Document Number	0000003783
Book / Page	1039 / 310
Instrument Date	Mar 15, 2017
Instrument	2017003783
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2806 UNIVERSITY DR, LANCASTER, SC 29720-8838

Mortgage

Document Number	0000003784
Date	Mar 16, 2017
Instrument	2017003784

Lender

Name	ARROWPOINTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (+12.83%)	$11,941 (+14.99%) Land $1,040 Building $10,901	$303,100 (+16.76%) Land $26,400 Building $276,700
2024	$1,286.00 (+0.47%)
2023	$1,280.00	$10,384 Land $932 Building $9,452	$259,600 Land $23,300 Building $236,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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