2806 Spring St, Racine, WI 53405 Property Records

Racine County property record for 2806 Spring St, Racine, WI 53405

Property Summary

Property Type	Single Family Home
Details	2 bd · 784 sqft · built 1952
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Jan 2015)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276 000007353034`

Property Details

APN / Parcel Number

Primary APN	`276 000007353034`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	161 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2806 SPRING ST
City	RACINE
State	WI
Zip	53405-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SW 1/4 SECTION 8-3-23 BEG SW COR LOT 1 BLK 2 RIVER- BROOK SUB, SW ALG ELN RIVER- BROOK DR TO NLN SPRING ST, SELY ALG SD NLN 5
Legal Block	2
Legal Lot Number	1
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	5
Census Block	5004
Census Tract	1202

Owner

2806 Spring St is owned and occupied by an individual who bought it in January 2015.

Source: Racine County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2806 SPRING ST, RACINE, WI 53405-1851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2015 · Amount on File
Deed Sale	Jan 27, 2015 · Amount on File
Deed Document Number	20152399143
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Recording Date	May 15, 2026
Property Address	2806 SPRING ST, RACINE, WI 53405-1851
Document Number	0002727927
Instrument Date	Feb 12, 2026
Instrument	20262727927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SPRING ST, RACINE, WI 53405-1851

Mortgage

Document Number	0002727927,
Date	May 15, 2026
Instrument	20262727927

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2056

Interest

Rate	6.06%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	2806 SPRING ST, RACINE, WI 53405-1851
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002619097
Date	Jan 25, 2022
Instrument	2619097

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Spring St was $3,193 with a homeowner's exemption.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 Homeowner's exemption	$138,900 Land $18,300 Building $120,600	$148,310 Land $19,540 Building $128,770
2023	$2,605.00 (+8.09%) Homeowner's exemption	$112,000 (+9.8%) Land $18,300 Building $93,700	$124,039 (+9.8%) Land $20,267 Building $103,772
2022	$2,410.00 Homeowner's exemption	$102,000 Land $18,300 Building $83,700	$112,964 Land $20,267 Building $92,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (2000–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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