2806 SE Dune Dr, Apt 1107, Stuart, FL 34996 Property Records

Martin County property record for 2806 SE Dune Dr, Apt 1107, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 2,400 sqft · built 1983
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2012)
Tax Bill	$12,579 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone AO (high risk)
APN	`08-38-42-021-000-1107.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-021-000-1107.0-2-0000`
Alternative APNs	`08-38-42-021-000-11070-2` `45895`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Units	15 Units
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45895
Street Address	2806 SE DUNE DR, 1107
City	STUART
State	FL
Zip	34996-1935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE 1 UNIT 1107
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	2800 DUNE DRIVE CONDO
Legal Block	1
Legal Lot Number	1107
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

2806 SE Dune Dr, Apt 1107 is owned by two individuals who bought it in May 2012.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 LONE TREE FARM RD, NEW CANAAN, CT 06840-4228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2012 · Amount on File
Deed Sale	May 21, 2012 · Amount on File
Prior Sale	Jun 29, 2000
Deed Document Number	20122332204
Deed Book / Page	2578 / 853
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0025582379
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2806 SE DUNE DR APT 1107, 1107, STUART, FL 34996-1935
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LONE TREE FARM RD 1107, 1107, NEW CANAAN, CT 06840-4228

Mortgage

Document Number	0033590026
Date	Feb 13, 2023
Book Page	3359/26
Instrument	3001705

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2806 SE Dune Dr, Apt 1107 was $12,579, up 3.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,579.00 (+3.45%)	$708,624 (+1%)	$953,700 (+6.25%) Building $953,700
2024	$12,159.00 (+8.16%)	$644,204 (+1%)	$897,600 (+10.34%) Building $897,600
2023	$11,242.00 (+12.09%)	$585,640 (+1%)	$813,450 (+15.08%) Building $813,450
2022	$10,029.00	$532,400	$706,860 Building $706,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 SE Dune Dr, Apt 1107 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 SE Dune Dr, Apt 1107 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20