2806 S Spaulding Ave, Chicago, IL 60623 Property Records

Cook County property record for 2806 S Spaulding Ave, Chicago, IL 60623

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 546 sqft · built 1903
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2021)
Tax Bill	$2,043 (2023)
Deeds & Mortgages	Apr 2026 Construction Loan Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-421-048`

Property Details

APN / Parcel Number

Primary APN	`16-26-421-048`
Alternative APN	`16-26-421-048-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	546 sqft Living Area
1st Floor Area	546 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1905
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	6,250 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2806 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60623-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	39N
Legal Section	26
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	840800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2806 S SPAULDING AVE, CHICAGO, IL 60623-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Construction Mortgage U S SMALL BUSINESS ADMINI
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202134141
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 20, 2026
Property Address	2806 S SPAULDING AVE, CHICAGO, IL 60623-4754
Document Number	0000020036
Instrument Date	Apr 14, 2026
Instrument	202620036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 S SPAULDING AVE, CHICAGO, IL 60623-4754

Mortgage

Document Number	0000020036,
Date	Apr 20, 2026
Instrument	202620036

Lender

Name	U S SMALL BUSINESS ADMINI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2056

Interest

Rate	3%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 16, 2021
Property Address	2806 S SPAULDING AVE, CHICAGO, IL 60623-4754
Document Number	0022834141
Instrument Date	Jul 18, 2021
Instrument	2122834141
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2806 S SPAULDING AVE, CHICAGO, IL 60623-4754

Mortgage

Document Number	0022834142
Date	Aug 16, 2021
Instrument	2122834142

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,300 (+25.38%) Land $8,500 Building $7,800	$163,000 (+25.38%) Land $85,000 Building $78,000
2023	$2,043.00 (+3.71%)
2022	$1,970.00 Homeowner's exemption Senior Citizen's exemption	$13,000 Land $6,968 Building $6,032	$130,000 Land $69,680 Building $60,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,072 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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