2806 S Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2806 S Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,512 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2018)
Deeds & Mortgages	May 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-18-326-025`

Property Details

APN / Parcel Number

Primary APN	`15-18-326-025`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	3,589 sqft
Basement Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Deck Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2806 S RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0036342 LT 7 BLK 2 RIVERSIDE PARK SUB
Legal Range	09E
Legal Township	44N
Legal Section	18
Legal Subdivision	RIVERSIDE PARK
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1003
Census Tract	870810

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2806 S RIVERSIDE DR, MCHENRY, IL 60050-2736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Dec 19, 2003
Deed Document Number	2018R0036342
Record Updated	Jun 7, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2806 S RIVERSIDE DR, MCHENRY, IL 60050-2736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013714
Date	May 16, 2019
Instrument	2019R0013714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2048

Interest

Rate	4.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 23, 2018
Property Address	2806 S RIVERSIDE DR, MCHENRY, IL 60050-2736
Document Number	0000036342
Map Reference	MB5 PG15
Instrument Date	Aug 31, 2018
Instrument	2018R0036342
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 S RIVERSIDE DR, MCHENRY, IL 60050-2736

Mortgage

Document Number	0000036343
Date	Oct 23, 2018
Instrument	2018R0036343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Prairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$105,026 Land $30,284 Building $74,742	$315,078 Land $90,852 Building $224,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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