2806 Prado St, Austin, TX 78702 Property Records

Travis County property record for 2806 Prado St, Austin, TX 78702

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,033 sqft · built 2004
Lot Size	0.148 acres (6,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,250 (Sep 2026)
Tax Bill	$11,924 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0204130222`

Property Details

APN / Parcel Number

Primary APN	`0204130222`
Alternative APNs	`02041302220000` `192280`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	2,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,434 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	239 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	192280
Street Address	2806 PRADO ST
City	AUSTIN
State	TX
Zip	78702-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 5 OLT 26-27 OLT 32-33 DIV A CHERNOSKY NO 12
Legal Subdivision	CHERNOSKY NO 12
Legal Block	5
Legal Lot Number	3
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1017
Census Tract	902

Owner

Source: Travis County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Construction Loan · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 23, 2019	Deed of Trust, Mortgage MR COOPER
Aug 29, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	2026110420
Record Updated	Oct 29, 2026

September 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	TRAVIS TX
Recording Date	Sep 16, 2026
Property Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Document Number	0000110420
Instrument Date	Sep 4, 2026
Instrument	2026110420
Transaction Type	Construction Loan
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 PRADO ST, AUSTIN, TX 78702-3643

Mortgage

Document Number	0000110421,
Date	Sep 16, 2026
Instrument	2026110421

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 4, 2027

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017312
Date	Feb 18, 2026
Instrument	2026017312

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265259
Date	Dec 3, 2021
Instrument	2021265259

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Document Number	0000169293
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 PRADO ST AUSTIN TX 787023643, AUSTIN, TX 78702-3643

Mortgage

Document Number	0000169293
Date	Oct 29, 2019
Instrument	169293

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2806 PRADO ST, AUSTIN, TX 78702-3643
Document Number	0000143822
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 PRADO ST AUSTIN TX 787023643, AUSTIN, TX 78702-3643

Mortgage

Document Number	0000143822
Date	Sep 6, 2017
Instrument	143822

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,924.00 (+10.48%) Homeowner's exemption Additional exemption filed	$742,240 (-33.01%)	$877,524 (-20.8%) Land $286,928 Building $590,596
2024	$10,793.00 (+12.1%)
2023		$1,108,042 Land $425,000 Building $683,042	$1,108,042 Land $425,000 Building $683,042
2022	$9,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jan 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People.

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