2806 Monroe St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2806 Monroe St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,057 sqft · built 1949
Lot Size	0.098 acres (4,269 sqft)
Owner	Company Name on File
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-124-002-011.04`

Property Details

APN / Parcel Number

Primary APN	`53-124-002-011.04`
Alternative APNs	`053-124-002-011.04` `1240020114` `2200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
Gross Area	2,326 sqft
Basement Area	961 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2200
Street Address	2806 MONROE ST
City	TWO RIVERS
State	WI
Zip	54241-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHN GRUMANNS 2ND ADD N 47` OF LOTS 1 & 2 BLK 2
Legal Subdivision	ND ADD
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1010
Census Tract	5300

Owner

2806 Monroe St is owned by a company and is owner-occupied.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	2806 MONROE ST, TWO RIVERS, WI 54241-2111
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2806 MONROE ST, TWO RIVERS, WI 54241-2111
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003582/284
Date	Sep 25, 2023
Book Page	3582/284
Instrument	1266117

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2806 MONROE ST, TWO RIVERS, WI 54241-2111
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3436/706
Date	Sep 7, 2021
Book Page	3436/706
Instrument	1241118

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Monroe St was $1,780 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 Homeowner's exemption	$116,300 Land $9,600 Building $106,700	$134,460 Land $11,099 Building $123,361
2023	$1,561.00 Homeowner's exemption	$68,000 Land $9,800 Building $58,200	$107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2806 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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