2806 Loretta Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 2806 Loretta Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1977
Lot Size	0.338 acres (14,717 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jan 2019)
Tax Bill	$5,244 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245550-0050-008000`

Property Details

APN / Parcel Number

Primary APN	`245550-0050-008000`
Alternative APN	`81541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,809 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,717 sqft (0.338 acres)
Lot Dimensions	154 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	518 sqft
Driveway	Concrete Driveway
Driveway Area	990 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Open Porch
Porch Area	216 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2806 LORETTA DR
City	HARLINGEN
State	TX
Zip	78550-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE HILLS SUBDIVISION 5 LOT 8 BLK 5 (CAB 1-5-A/6-B CCMR)
Legal Subdivision	TREASURE HILLS SUBDIVISION UNIT 5
Legal Block	5
Legal Lot Number	8
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1012
Census Tract	11302

Owner

2806 Loretta Dr is owned by an individual who bought it in January 2019.

Source: Cameron County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2918 BAY HILL CT, HARLINGEN, TX 78550-7825
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 9, 2019	Vendor's Lien, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Jul 8, 2011 · Amount on File
Deed Document Number	2019946
Deed Book / Page	23924 / 235
Prior Transfer Date	Jan 8, 2018
Prior Transfer Doc	23924/235
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Recording Date	Apr 22, 2026
Property Address	2806 LORETTA DR, HARLINGEN, TX 78550-8550
Document Number	0202614072
Instrument Date	Apr 18, 2026
Instrument	202614072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 MERION CT, HARLINGEN, TX 78550-7437
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014072,
Date	Apr 22, 2026
Instrument	202614072

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jan 9, 2019
Property Address	2806 LORETTA DR, HARLINGEN, TX 78550-8550
Document Number	23924/235
Book / Page	23924 / 235
Map Reference	CAB 1 SL 5-A&B,6-A&B
Instrument Date	Jan 8, 2018
Instrument	2019-00000946
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4005 S HOUSTON DR, 4005, HARLINGEN, TX 78550-9227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 BAYHILL COOET, HARLINGEN, TX 78550
Investor	Possibly a Property Investor

Mortgage

Document Number	201900000947
Date	Jan 9, 2019
Instrument	2019-00000947

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Loretta Dr was $5,244, down 2.7% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,522 (-3.26%) Land $81,633 Building $162,889	$244,522 (-3.26%) Land $81,633 Building $162,889
2025	$5,244.00 (-2.74%)	$252,768 Land $81,633 Building $171,135	$252,768 Land $81,633 Building $171,135
2024	$5,392.00 (+42.72%)
2023	$3,778.00 Additional exemption filed	$228,721 Land $57,586 Building $171,135	$228,721 Land $57,586 Building $171,135
2022	$3,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Loretta Dr in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	104 (1979–2025)
Claims Outside the SFHA	94 of 104
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2025 · 23 claims Hurricane Dolly, Jul 2008 · 10 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Loretta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone, T-Mobile, Verizon.

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