2806 Johnston Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 2806 Johnston Rdg, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,451 sqft · built 2004
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on File
Last Sale	$455,525 (Jan 2024)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-8.0-34.0-0-000-001.04`

Property Details

APN / Parcel Number

Primary APN	`11-8.0-34.0-0-000-001.04`
Alternative APN	`1180340 00104`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,451 sqft Living Area
Gross Area	4,515 sqft
1st Floor Area	2,301 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	97,139 sqft
Garage Type	Attached
Garage Area	1,064 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	99 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2806 JOHNSTON RDG
City	FESTUS
State	MO
Zip	63028-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	RIDGEVIEW ACRES 3 LOT 54
Legal Range	5E
Legal Township	41N
Legal Section	34
Legal Subdivision	RIDGEVIEW
Legal Block	3
Legal Lot Number	54
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	3
Census Block	3030
Census Tract	700605

Owner

2806 Johnston Rdg is owned and occupied by two individuals who bought it in January 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Dec 1, 2020	Warranty Deed, Transfer QUICKEN LNS
Jan 10, 2020	Deed of Trust, Mortgage FIRST ST CMNTY BK
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	2024462
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 8, 2024
Property Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749
Document Number	0000000462
Map Reference	MB 158 PG 22
Instrument Date	Jan 4, 2024
Instrument	2024R-000462
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 STEALEY RD, WENTZVILLE, MO 63385-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749

Mortgage

Document Number	0000000463
Date	Jan 8, 2024
Instrument	2024R-000463

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2020
Property Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749
Document Number	0000046145
Instrument Date	Nov 24, 2020
Instrument	46145
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2806 JOHNSTON RDG FESTUS MO 630284749, FESTUS, MO 63028-4749

Mortgage

Document Number	46146
Date	Dec 1, 2020
Instrument	46146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749
Document Number	0000002098
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 JOHNSTON RDG FESTUS MO 630284749, FESTUS, MO 63028-4749

Mortgage

Document Number	0000002098
Date	Jan 16, 2020
Instrument	2098

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2806 JOHNSTON RDG, FESTUS, MO 63028-4749
Document Number	0000041008
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 JOHNSTON RDG FESTUS MO 630284749, FESTUS, MO 63028-4749

Mortgage

Document Number	0000041008
Date	Dec 29, 2017
Instrument	41008

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Johnston Rdg was $3,361, up 12.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,700 (+14%) Land $5,700 Building $57,000	$330,000 (+13.95%) Land $29,900 Building $300,100
2025	$3,361.00 (+12.41%)	$55,000 Land $5,700 Building $49,300	$289,600 (-) Land $29,900 Building $259,700
2024	$2,990.00 (+2.4%)		$289,600 (+14.33%) Land $29,900 Building $259,700
2023	$2,920.00	$48,100 Land $3,300 Building $44,800	$253,300 Land $17,600 Building $235,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2806 Johnston Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Johnston Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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