2806 Heritage Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2806 Heritage Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.034 acres (1,506 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jul 2022)
Tax Bill	$2,692 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-105-013`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-105-013`

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,506 sqft (0.034 acres)

Location & Zoning

Street Address	2806 HERITAGE DR
City	CHAMPAIGN
State	IL
Zip	61822-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS 2000 HERITAGE RIDGE WEST CONDO PHASE II
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	COMMONS 2000 HERITAGE RIDGE WEST CONDO P
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1016
Census Tract	902

Owner

2806 Heritage Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	202212279
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017916
Date	Sep 29, 2022
Instrument	2022R17916

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 6, 2022
Property Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385
Document Number	0000012279
Map Reference	MB Z PG 270 DOC 83R1
Instrument Date	May 20, 2022
Instrument	2022R12279
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385

Mortgage

Document Number	0000012280
Date	Jul 6, 2022
Instrument	2022R12280

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 17, 2019
Property Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385
Document Number	0000017307
Instrument Date	Jun 5, 2017
Instrument	2019R17307
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2806 HERITAGE DR, CHAMPAIGN, IL 61822-7385

Mortgage

Document Number	0000017308
Date	Oct 17, 2019
Instrument	2019R17308

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,360 Land $6,110 Building $35,250	$124,080 Land $18,330 Building $105,750
2024	$2,692.00
2022	$2,297.00 Homeowner's exemption	$30,980 Land $4,580 Building $26,400	$92,940 Land $13,740 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2806 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2806 Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink, Pavlov Media.

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