2806 E Garfield Ave, Decatur, IL 62526 Property Records

Macon County property record for 2806 E Garfield Ave, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 704 sqft · built 1939
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 2022)
Tax Bill	$676 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-06-353-030`

Property Details

APN / Parcel Number

Primary APN	`04-13-06-353-030`
Alternative APN	`13-06-353-030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	60 ft deep x 140 ft wide
Porch	Porch
Porch Area	18 sqft

Location & Zoning

Account Number	041306353030
Street Address	2806 E GARFIELD AVE
City	DECATUR
State	IL
Zip	62526-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	HEMINGER HTS AN ADD OF O L E60 L 2 140X60
Legal Subdivision	HEMINGER HTS AN ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1036
Census Tract	2100

Owner

2806 E Garfield Ave is owned and occupied by an individual who bought it in July 2022.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2806 E GARFIELD AVE, DECATUR, IL 62526-5205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR COMMUNITY CU
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20221998871
Deed Book / Page	4906 / 341
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2806 E GARFIELD AVE, DECATUR, IL 62526-5205
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004727/925
Date	Mar 5, 2020
Book Page	4727/925
Instrument	1958187

Lender

Name	TAYLOR COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 19, 2022
Property Address	2806 E GARFIELD AVE, DECATUR, IL 62526-5205
Document Number	004906/341
Book / Page	4906 / 341
Map Reference	BK 335 PG 512
Instrument Date	Jul 15, 2022
Instrument	1998871
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 E GARFIELD AVE, DECATUR, IL 62526-5205

Mortgage

Document Number	19988724906342
Date	Jul 19, 2022
Instrument	19988724906342

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2806 E Garfield Ave was $676 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00	$13,246 Land $1,447 Building $11,799	$39,742 Land $4,341 Building $35,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2806 E Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2806 E Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Garfield Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures