Hamilton County property record for 2806 E 46th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 798 sqft · built 1900 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 2026) |
| Tax Bill | $217 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168J M 004 |
| Primary APN | 168J M 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 798 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 80 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000110776 |
|---|---|
| Street Address | 2806 E 46TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 3 BLK 7 EAST END LAND COS ADDN NO 4 PB 2 PG 29 |
| Legal Subdivision | EAST END LAND COS ADD |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2400 |
Source: Hamilton County records · APN 168J M 004
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6012 GIBBS LN, OOLTEWAH, TN 37363-5514 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Apr 01, 2026 | Warranty Deed, Transfer ENSIGN TITLE |
| Nov 26, 2025 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Nov 26, 2025 · Amount on Record |
| Deed Document Number | 2026288 |
| Deed Book / Page | 14249 / 446 |
| Prior Transfer Date | Feb 15, 2005 |
| Prior Transfer Doc | 0000000110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 10, 2026 |
| Property Address | 2806 E 46TH ST, CHATTANOOGA, TN 37407-3304 |
| Document Number | 0000000111 |
| Book / Page | 14398 / 662 |
| Instrument Date | Aug 06, 2026 |
| Instrument | 2026111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6012 GIBBS LN, OOLTEWAH, TN 37363-5514 |
| Document Number | 0000000111, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 14398/662 |
| Instrument | 2026111 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 01, 2026 |
| Property Address | 2806 E 46TH ST, CHATTANOOGA, TN 37407-3304 |
| Document Number | 0000000288 |
| Book / Page | 14249 / 446 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026288 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ENSIGN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6012 GIBBS LN, OOLTEWAH, TN 37363-5514 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 26, 2025 |
| Property Address | 2806 E 46TH ST, CHATTANOOGA, TN 37407-3304 |
| Document Number | 0000000076 |
| Book / Page | 14120 / 395 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025112600076 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 SOUTHERN DR, ROSSVILLE, GA 30741-6337 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217.00 (+21.91%) | $14,375 (+80.25%) | $57,500 (+80.25%) Land $24,000 Building $33,500 |
| 2024 | $178.00 | $7,975 (-) | $31,900 (-) Land $8,000 Building $23,900 |
| 2023 | $178.00 | $7,975 (-) | $31,900 (-) Land $8,000 Building $23,900 |
| 2022 | $178.00 | $7,975 | $31,900 Land $8,000 Building $23,900 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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