Highlands County property record for 2806 Duffer Rd, Sebring, FL 33872 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,814 sqft Living Area |
| Lot Size | 43,001 sqft (0.987 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $427,500 (2022) |
| Tax Bill | $6,604.00 (2025) |
| Primary APN | C344802200002070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,814 sqft Living Area |
| Gross Area | 5,022 sqft Gross Area |
| 1st Floor | 1,686 sqft 1st Floor |
| Upper Floors | 2,092 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,001 sqft (0.987 acres) |
| Depth X Width | 215 ft x 200 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 1,312 sqft Driveway |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,208 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Deck Area | 96 sqft Deck |
| Patio Area | 1,122 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 2806 DUFFER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1278 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOTS 207 + 208 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 208 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802200002070
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 08, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jul 26, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Doc Number | 20222112403 |
| Deed Book / Page | 2927 / 1734 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Document Number | 0002149898 |
|---|---|
| Date | May 08, 2023 |
| Book Page | 2973/1182 |
| Instrument | 2149898 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 29, 2022 |
| Property Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Document Number | 0002112403 |
| Book / Page | 2927 / 1734 |
| Map Reference | MB 14 PG 10 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2112403 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,992.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2806 DUFFER RD, 2806, SEBRING, FL 33872-1278 |
| Name | Verified Name |
|---|---|
| Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Document Number | 0029271736 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2927/1736 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 26, 2019 |
| Property Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Document Number | 0001949821 |
| Book / Page | 2704 / 1115 |
| Map Reference | MB 14 PG 10 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 1949821 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7052 ABRAHAMSON RD, 7052, LUDINGTON, MI 49431-8800 |
| Name | Verified Name |
|---|---|
| Address | 2806 DUFFER RD, SEBRING, FL 33872-1278 |
| Document Number | 0027041117 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2704/1117 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,604.00 (+2.91%) Homeowner's exemption | $499,088 (+8.2%) | $500,498 (+8.51%) Land $57,000 Building $443,498 |
| 2024 | $6,417.00 (+3.55%) | ||
| 2023 | $6,197.00 (+9.68%) Homeowner's exemption | $461,244 (+14.73%) Land $54,000 Building $407,244 | $461,244 (+14.73%) Land $54,000 Building $407,244 |
| 2022 | $5,650.00 | $402,038 Land $54,000 Building $348,038 | $402,038 Land $54,000 Building $348,038 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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