Montgomery County property record for 2806 Deer Ridge Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,203 sqft · built 1987 |
| Lot Size | 0.158 acres (6,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Feb 2020) |
| Tax Bill | $5,807 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02591163 |
| Primary APN | 05-02591163 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,203 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 973 sqft |
| Basement Area | 466 sqft |
| Finished Basement | 466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,866 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02591163 |
|---|---|
| Street Address | 2806 DEER RIDGE DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DEER PARK |
| Legal Subdivision | DEER PARK |
| Legal Block | E |
| Legal Lot Number | 127 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701424 |
2806 Deer Ridge Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2806 DEER RIDGE DR, SILVER SPRING, MD 20904-7140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Feb 5, 2020 | Deed, Transfer · FHA Mortgage BLUE RIDGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on File |
| Deed Sale | Feb 5, 2020 · Amount on File |
| Prior Sale | Aug 29, 2012 · Amount on File |
| Deed Book / Page | 58982 / 119 |
| Prior Transfer Date | Jun 14, 2005 |
| Prior Transfer Doc | 0303200691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2806 DEER RIDGE DR, SILVER SPRING, MD 20904-7140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2806 DEER RIDGE DR, SILVER SPRING, MD 20904-7140 |
| Document Number | 0635330466 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 63533/466 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 5, 2020 |
| Property Address | 2806 DEER RIDGE DR, SILVER SPRING, MD 20904-7140 |
| Document Number | 0589820119 |
| Book / Page | 58982 / 119 |
| Map Reference | MB 136 PL 15778 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2806 DEER RIDGE DR, SILVER SPRING, MD 20904-7140 |
| Document Number | 58982126 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 58982/126 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 2806 Deer Ridge Dr was $5,807, down 3.5% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,400 (+6.61%) Land $189,200 Building $363,200 | $552,400 (-) Land $189,200 Building $363,200 | |
| 2025 | $5,807.00 (-3.51%) | $518,167 | $552,400 Land $189,200 Building $363,200 |
| 2024 | $6,018.00 | ||
| 2023 | $449,700 Land $189,200 Building $260,500 | $449,700 Land $189,200 Building $260,500 | |
| 2022 | $4,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2806 Deer Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2806 Deer Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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