2806 Cartesian Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 2806 Cartesian Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,465 sqft · built 2005
Lot Size0.223 acres (9,731 sqft)
OwnerIndividual Name on Record
Last Sale$156,000 (Oct 2017)
Tax Bill$3,007 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN053-077-29

Property Details

APN / Parcel Number

Primary APN053-077-29

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,465 sqft Heated Area
Gross Area1,905 sqft
1st Floor Area1,465 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,731 sqft (0.223 acres)
Garage Area420 sqft
PorchPorch
Porch Area20 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number053-077-29
Street Address2806 CARTESIAN DR
CityCHARLOTTE
StateNC
Zip28214-8895
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL247 M42-369
Legal SubdivisionCHAPEL GREEN BELMEADE GREEN SU
Legal Lot Number247
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2026
Census Tract6005

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Aug 29, 2024Deed of Trust, Mortgage · Line of Credit
LANGLEY FCU
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 16, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Prior SaleSep 20, 2012
Deed Document Number0032198506
Deed Book / Page32198 / 506
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
InvestorPossibly a Property Investor

Mortgage

Document Number0000119881
DateAug 19, 2022
Book Page37585/318
Instrument2022119881
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCHARLOTTE, NC 28215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082363
DateAug 29, 2024
Book Page39041/441
Instrument2024082363
Lender
NameLANGLEY FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueAug 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000193775
DateNov 17, 2020
Book Page35324/955
Instrument2020193775
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 16, 2017
Property Address2806 CARTESIAN DR, CHARLOTTE, NC 28214-8895
Document Number0000139903
Book / Page32198 / 506
Map ReferenceMB42 PG369
Instrument DateOct 3, 2017
Instrument2017139903
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3761 SERENITY DR, 3761, HICKORY, NC 28602-8900

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 CARTERSIA DR, CHARLOTTE, NC 28214-8895

Mortgage

Document Number0000139904
DateOct 16, 2017
Instrument2017139904
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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