Riverside County property record for 28055 Gerald Ln, Moreno Valley, CA 92555
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,246 sqft · built 1977 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (May 2012) |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 473-241-023 |
| Primary APN | 473-241-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,246 sqft Living Area |
| Gross Area | 4,056 sqft |
| 1st Floor Area | 3,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 473240041 |
|---|---|
| Street Address | 28055 GERALD LN |
| City | MORENO VALLEY |
| State | CA |
| Zip | 92555-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .49 ACRES M/L IN POR PAR D AND PAR 4 PM 031/016 PM 8501 |
| Legal Lot Number | D,4 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42401 |
28055 Gerald Ln is owned and occupied by two individuals who bought it in May 2012.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28055 GERALD LN, MORENO VALLEY, CA 92555-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on File |
| Deed Sale | May 3, 2012 · Amount on File |
| Prior Sale | Mar 2, 2012 · Amount on File |
| Deed Document Number | 2012203322 |
| Prior Transfer Date | Sep 10, 1993 |
| Prior Transfer Doc | 0000362898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 28055 GERALD LN, MORENO VALLEY, CA 92555-5211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 28055 GERALD LN, MORENO VALLEY, CA 92555-5211 |
| Document Number | 0000071247 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0071247 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 28055 Gerald Ln was $4,962.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Moreno Valley City |
| Unified School District | Moreno Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,582 (+2%) Land $128,109 Building $307,473 | ||
| 2025 | $4,962.00 | $427,043 Land $125,598 Building $301,445 | |
| 2023 | $4,707.00 (+1.95%) | $410,463 Land $120,722 Building $289,741 | |
| 2022 | $4,617.00 | ||
| 2021 | $648,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28055 Gerald Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28055 Gerald Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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