2805 Vail Ave, Garner, IA 50438 Property Records

Hancock County property record for 2805 Vail Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 1981
Lot Size	8.97 acres (390,733 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Nov 2020)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0133477000`

Property Details

APN / Parcel Number

Primary APN	`0133477000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Basement Area	1,818 sqft
Unfinished Basement	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	390,733 sqft (8.97 acres)
Garage Type	Mixed
Garage Area	3,450 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	192 sqft
Patio Area	80 sqft
Utility Building	1,152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2805 VAIL AVE
City	GARNER
State	IA
Zip	50438-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRREG TR IN SE SE 33 97 23
Legal Range	23W
Legal Township	97N
Legal Section	33
Jurisdiction	HANCOCK IA
Township / Civil Division	ELLINGTON
Census Block Group	3
Census Block	3033
Census Tract	270100

Owner

2805 Vail Ave is owned and occupied by an individual who bought it in November 2020.

Source: Hancock County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2805 VAIL AVE, GARNER, IA 50438-8521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage TITONKA SAVINGS BANK
Oct 23, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Deed Document Number	20202366
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000002280
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Nov 2, 2020
Property Address	2805 VAIL AVE, GARNER, IA 50438-8521
Document Number	0000202366
Instrument Date	Oct 29, 2020
Instrument	20-2366
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 VAIL AVE, GARNER, IA 50438-8521

Mortgage

Document Number	0000202367
Date	Nov 2, 2020
Instrument	20-2367

Lender

Name	TITONKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2040

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK IA
Recording Date	Oct 23, 2020
Property Address	2805 VAIL AVE, GARNER, IA 50438-8521
Document Number	0000202280
Instrument Date	Aug 21, 2020
Instrument	20-2280
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 VAIL AVE, GARNER, IA 50438-8521

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Vail Ave was $3,104 with a homeowner's exemption, down 5.1% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (-5.08%) Homeowner's exemption	$338,680 Land $71,880 Building $266,800	$338,680 Land $71,880 Building $266,800
2024	$3,270.00
2023		$328,310 (+15.36%) Land $71,880 Building $256,430	$328,310 Land $71,880 Building $256,430
2022	$3,247.00 Homeowner's exemption	$284,590 Land $29,000 Building $255,590
2021			$284,590 Land $29,000 Building $255,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 Vail Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2805 Vail Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vail Ave

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