2805 Thurston Rd, Frederick, MD 21704 Property Records

Frederick County property record for 2805 Thurston Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1959
Lot Size	1.51 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$436,350 (May 2020)
Tax Bill	$5,977 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-210248`

Property Details

APN / Parcel Number

Primary APN	`07-210248`
Alternative APNs	`7210248` `210248`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	66,211 sqft
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	210248
Street Address	2805 THURSTON RD
City	FREDERICK
State	MD
Zip	21704-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1.52 AC E/S THURSTON RD. S/RT. 80
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2001
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2805 THURSTON RD, FREDERICK, MD 21704-8144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 1, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Nov 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 6, 2001 · Amount on Record
Deed Book / Page	13700 / 142
Prior Transfer Date	Mar 9, 2010
Prior Transfer Doc	0077450098
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2805 THURSTON RD, URBANA, MD 21704-8144
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 THURSTON RD, FREDERICK, MD 21704-8144

Mortgage

Document Number	0177830395
Date	Mar 25, 2026
Book Page	17783/395

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 18, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 1, 2020
Property Address	2805 THURSTON RD, URBANA, MD 21704-8144
Document Number	0137000142
Book / Page	13700 / 142
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,181.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2805 THURSTON RD, FREDERICK, MD 21704-8144

Mortgage

Document Number	137000149
Date	May 1, 2020
Instrument	13700/0149

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2805 THURSTON RD, URBANA, MD 21704-8144
Document Number	0134950464
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 THURSTON RD FREDERICK MD 217048144, FREDERICK, MD 21704-8144

Mortgage

Document Number	0134950464
Date	Jan 30, 2020
Book Page	013495/000464

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2805 THURSTON RD, URBANA, MD 21704-8144
Document Number	0129620342
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VLY TITLE ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2805 THURSTON RD FREDERICK MD 217048144, FREDERICK, MD 21704-8144

Mortgage

Document Number	0129620342
Date	May 10, 2019
Book Page	012962/000342

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 9, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,933 (+10.45%)	$576,800 (-) Land $257,800 Building $319,000
2025	$5,977.00 (+12.35%)	$477,067 (+26%)	$576,800 (+35.02%) Land $257,800 Building $319,000
2024	$5,320.00 (+16.03%)
2023	$4,585.00	$378,633	$427,200 Land $175,200 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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