2805 Tejas Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2805 Tejas Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,372 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$1,052,000 (Jun 2023)
Tax Bill	$16,164 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253-580-400-000`

Property Details

APN / Parcel Number

Primary APN	`253-580-400-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,372 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2805 TEJAS LN
City	TRACY
State	CA
Zip	95377-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 TRACY HILLS VILLAGE 5C TRACT 3949
Legal Subdivision	TRACY HILLS VILLAGE 5C
Legal Tract	3949
Legal Block	1
Legal Lot Number	149
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5502

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2805 TEJAS LN, TRACY, CA 95377-8167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Jun 20, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	202348432
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2805 TEJAS LN, TRACY, CA 95377-8167
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 TEJAS LN, TRACY, CA 95377-8167

Mortgage

Document Number	0000118806
Date	Dec 24, 2025
Instrument	2025-118806

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	10.2%

June 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 20, 2023
Property Address	2805 TEJAS LN, TRACY, CA 95377-8167
Document Number	0000048432
Map Reference	DOC 2019043825
Instrument Date	May 22, 2023
Instrument	2023-048432
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 TEJAS LN, TRACY, CA 95377-8167

Mortgage

Document Number	0000048433
Date	Jun 20, 2023
Instrument	2023-048433

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

Mortgage

Document Number	0000048434
Date	Jun 20, 2023
Instrument	2023-048434

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,164.00 (+112.68%)	$1,094,381 (+258.92%) Land $249,696 Building $844,685
2023	$7,600.00 (+415.6%)	$304,907 Land $141,907 Building $163,000	$923,400
2022	$1,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zinnia Networks.

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