DeSoto County property record for 2805 Summit Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,754 sqft · built 2014 |
| Lot Size | 0.249 acres (10,851 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-26-0-00082-00 |
| Primary APN | 3-07-4-17-26-0-00082-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,754 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,851 sqft (0.249 acres) |
| Patio Area | 390 sqft |
| Street Address | 2805 SUMMIT DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LEES SUMMIT 2ND ADD LOT 82 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT 2ND ADD |
| Legal Lot Number | 82 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2805 SUMMIT DR, HERNANDO, MS 38632-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2014 |
| Deed Sale | Nov 13, 2014 |
| Deed Document Number | 0000748637 |
| Deed Book / Page | 0748 / 637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2805 SUMMIT DR, HERNANDO, MS 38632-7628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004754/124 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 4754/124 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2805 SUMMIT DR, HERNANDO, MS 38632-7628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2805 SUMMIT DR, HERNANDO, MS 38632-7628 |
| Document Number | 005428/364 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 5428/364 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 (+17.71%) | $26,484 (+37.81%) Land $3,000 Building $23,484 | $264,837 (+37.81%) Land $30,000 Building $234,837 |
| 2023 | $2,366.00 | $19,218 | $192,176 Land $30,000 Building $162,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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