2805 Strand Loop Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 2805 Strand Loop Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,006 sqft · built 1999
Lot Size0.225 acres (9,826 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Aug 2020)
Tax Bill$4,363 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-21-31-5NJ-0000-2240

Property Details

APN / Parcel Number

Primary APN25-21-31-5NJ-0000-2240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,006 sqft Living Area
1st Floor Area2,006 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,826 sqft
Garage Area501 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area170 sqft
Patio Area878 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address2805 STRAND LOOP CT
CityOVIEDO
StateFL
Zip32765-7353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 224 LITTLE CREEK PH 3-B PB 53 PGS 23 THRU 26
Legal Range31E
Legal Township21S
Legal Section25
Legal SubdivisionLITTLE CREEK
Legal BlockPB
Legal Lot Number224
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21316

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2805 STRAND LOOP CT, OVIEDO, FL 32765-7353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 27, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleFeb 18, 1999 · Amount on Record
Deed Document Number2020095064
Deed Book / Page9690 / 68
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2805 STRAND LOOP CT, OVIEDO, FL 32765-7353
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 STRAND LOOP CT, OVIEDO, FL 32765-7353

Mortgage

Document Number0103420253
DateNov 3, 2022
Book Page10342/253
Instrument2022121672
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term477 Months
DueAug 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 27, 2020
Property Address2805 STRAND LOOP CT, OVIEDO, FL 32765-7353
Document Number0096900068
Book / Page9690 / 68
Map ReferenceMB 53 PG 23
Instrument DateJul 31, 2020
Instrument2020095064
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address783 DERRYCRIB CT, 783, OVIEDO, FL 32765-9758

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 STRAND LOOP CT, OVIEDO, FL 32765-7353

Mortgage

Document Number0000969069
DateAug 27, 2020
Instrument9690/69
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,363.00 (+13.86%) Homeowner's exemption$294,188 (+5.99%)$468,459 (+7.58%) Land $121,000 Building $347,459
2023$3,832.00 (+2.79%) Homeowner's exemption$277,570 (+3%)$435,462 (+6.73%) Land $110,000 Building $325,462
2022$3,728.00 Homeowner's exemption$269,485$408,002 Land $110,000 Building $298,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 units insured
incl. 18 condo units
Nearby Flood Claims3 (2011–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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