2805 S Theodore Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 2805 S Theodore Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,000 sqft · built 1998
Lot Size	0.298 acres (12,985 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Oct 2019)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-27-478-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-27-478-005-000`
Alternative APN	`65892`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,000 sqft Finished Area
1st Floor Area	1,000 sqft
Basement Area	936 sqft
Finished Basement	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,985 sqft (0.298 acres)
Lot Dimensions	186 ft deep x 69.8 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	65892
Street Address	2805 S THEODORE AVE
City	SIOUX FALLS
State	SD
Zip	57106-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 3 ROOSEVELT SOUTH ADD TO CITY OF SIOUX FALLS
Legal Subdivision	ROOSEVELT SOUTH AD
Legal Block	3
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1017
Census Tract	1112

Owner

2805 S Theodore Ave is owned and occupied by an individual who bought it in October 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2805 S THEODORE AVE, SIOUX FALLS, SD 57106-3862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit SIOUX FALLS FCU
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Deed Book / Page	592-D / 0344
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2805 S THEODORE AVE, SIOUX FALLS, SD 57106-3862
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869MTG/0750
Date	Oct 18, 2019
Book Page	1869 MTG/0750

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2805 S THEODORE AVE, SIOUX FALLS, SD 57106-3862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867MTG/0855
Date	Sep 24, 2019
Book Page	1867 MTG/0855

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 18, 2019
Property Address	2805 S THEODORE AVE, SIOUX FALLS, SD 57106-3862
Document Number	592DEED/0344
Book / Page	592 DEED / 0344
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 S THEODORE AVE, SIOUX FALLS, SD 57106-3862

Mortgage

Document Number	1869MTG/0743
Date	Oct 18, 2019
Book Page	1869 MTG/0743

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2805 S Theodore Ave was $3,723.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,942 (+1.04%) Land $50,439 Building $224,503	$274,942 Land $50,439 Building $224,503
2025	$3,723.00	$272,100 (+1.68%) Land $51,000 Building $221,100
2024	$3,723.00	$267,600 Land $51,000 Building $216,600
2022	$3,618.00	$239,100 Land $42,800 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 S Theodore Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 S Theodore Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	2,000 / 1,000

May also be available: Verizon.

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