2805 S Thatcher Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2805 S Thatcher Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,312 sqft · built 1985
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$259,400 (May 2006)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Mar 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-01870-27`

Property Details

APN / Parcel Number

Primary APN	`015-01870-27`
Alternative APN	`53-08-11-205-014.000-009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Basement Area	1,182 sqft
Finished Basement	1,065 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-01870-27
Street Address	2805 S THATCHER CT
City	BLOOMINGTON
State	IN
Zip	47401-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYDE PARK SEC 1 LOT 27
Legal Lot Number	27
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1001
Census Tract	1001

Owner

2805 S Thatcher Ct is owned and occupied by an individual who bought it in May 2006.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK
Mar 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK
Jun 3, 2026	Deed, Transfer
May 26, 2006	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMERCE BANK
Sep 19, 2005	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2006 · Amount on File
Deed Sale	May 26, 2006 · Amount on File
Prior Sale	Sep 19, 2005 · Amount on File
Deed Document Number	200610251
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009014489
Date	Aug 11, 2009
Instrument	2009014489

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2024

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012004824
Date	Mar 28, 2012
Instrument	2012004824

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2027

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jun 3, 2026
Property Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Document Number	0000056146
Instrument Date	Jun 1, 2026
Instrument	202656146
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 26, 2006
Property Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Document Number	2006010251
Map Reference	MB7 PG198-199
Instrument Date	May 26, 2006
Instrument	2006010251
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442

Mortgage

Document Number	2006010252
Date	May 26, 2006
Instrument	2006010252

Lender

Name	UNITED COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

September 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE IN
Recording Date	Sep 19, 2005
Property Address	2805 S THATCHER CT, BLOOMINGTON, IN 47401-4442
Document Number	2005019083
Map Reference	MB7 PG198-199
Instrument Date	Aug 19, 2005
Instrument	2005019083
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, BLOOMINGTON, IN 47402-0054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2805 S Thatcher Ct was $4,774, down 8.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (-8.35%)	$465,100 Land $113,200 Building $351,900	$465,100 Land $113,200 Building $351,900
2024	$5,209.00
2023		$457,300 (+11.37%) Land $113,200 Building $344,100	$457,300 (+11.37%) Land $113,200 Building $344,100
2022	$4,545.00 Homeowner's exemption	$410,600 Land $99,300 Building $311,300	$410,600 Land $99,300 Building $311,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 S Thatcher Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 S Thatcher Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Smithville Communications.

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