2805 River Rd, Johns Island, SC 29455 Property Records

Charleston County property record for 2805 River Rd, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 2020
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$306,500 (Mar 2020)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`318-00-00-019`

Property Details

APN / Parcel Number

Primary APN	`318-00-00-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	2805 RIVER RD
City	JOHNS ISLAND
State	SC
Zip	29455-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S18 MAPPLATP 0100 SUBDIVISIONNAME JOHNS ISLAND LOT 2
Legal Subdivision	JOHNS ISLAND
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	2
Census Block	2038
Census Tract	2103

Owner

2805 River Rd is owned by an individual who bought it in March 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	138 RICKY CT, GOOSE CREEK, SC 29445-3135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC
Aug 1, 2018	Trustee's Deed, Construction Loan · Line of Credit SOUTHERN FIRST BK NA
Nov 1, 2017	Trustee's Deed, Foreclosure FIRST NAT'L BK/SC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Book / Page	868 / 740
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0676/0828
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 20, 2020
Property Address	2805 RIVER RD, JOHNS ISLAND, SC 29455-8860
Document Number	0868/0740
Book / Page	000868 / 000740
Instrument Date	Mar 3, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 RIVER RD JOHNS ISLAND SC 29455, JOHNS ISLAND, SC 29455

Mortgage

Document Number	868/0742
Date	Mar 20, 2020
Book Page	000868/000742

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 1, 2018
Property Address	2805 RIVER RD, JOHNS ISLAND, SC 29455-8860
Book / Page	000737 / 000496
Instrument Date	Jul 31, 2018
Transaction Type	Construction Loan
Record Updated	May 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 ORANGEBURG RD SUMMERVILLE SC 294838905, SUMMERVILLE, SC 29483-8905

Mortgage

Document Number	0737/0496
Date	Aug 1, 2018
Book Page	000737/000496

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	SUMMERVILLE, SC 29483

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Adjustable Rate

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 1, 2017
Property Address	2805 RIVER RD, JOHNS ISLAND, SC 29455-8860
Document Number	0676/0828
Book / Page	000676 / 000828
Instrument Date	Oct 25, 2017
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1621 SUMMERVILLE SC 294841621, SUMMERVILLE, SC 29484-1621

Mortgage

Document Number	676/0829
Date	Nov 1, 2017
Book Page	000676/000829

Lender

Name	FIRST NAT'L BK/SC
Type	Bank
Address	SUMMERVILLE, SC 29484

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2805 River Rd was $4,396, down 5.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (-5.6%)	$299,200 (+1,526.97%) Land $73,600 Building $225,600	$299,200 Land $73,600 Building $225,600
2024	$4,657.00	$18,390
2022	$1,222.00	$12,260	$306,500 Land $54,800 Building $251,700
2020			$306,500 Land $54,800 Building $251,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2805 River Rd in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 300 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Severe Storms And Flooding, Oct 2015 · 10 claims Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 River Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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