Sebastian County property record for 2805 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,047 sqft · built 1987 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2021) |
| Tax Bill | $2,292 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1278-00000-00 |
| Primary APN | 12584-1278-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,825 sqft |
| 1st Floor Area | 2,047 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Masonry Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 105 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,306 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 80 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 461 sqft |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89187 |
|---|---|
| Street Address | 2805 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1278 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1278 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1311 |
Source: Sebastian County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Warranty Deed, Transfer · VA Mortgage REGIONS BANK |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Mar 25, 2019 | Intrafamily Transfer, Transfer |
| Mar 23, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Mar 23, 2018 · Amount on Record |
| Deed Document Number | 202110683 |
| Prior Transfer Date | Mar 25, 2019 |
| Prior Transfer Doc | 2019A05807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 26, 2021 |
| Property Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Document Number | 2021F10683 |
| Instrument Date | Apr 3, 2021 |
| Instrument | 2021F-10683 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3231 CLIFF DR, 3231, FORT SMITH, AR 72903-5914 |
| Name | Verified Name |
|---|---|
| Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Document Number | 2021F10684 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021F-10684 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018F09967 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018F-09967 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 3, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Mar 25, 2019 |
| Property Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Document Number | 2019A05807 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019A-05807 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2805 ARMASGATE WAY, FORT SMITH, AR 72908 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Mar 23, 2018 |
| Property Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
| Document Number | 2018F06399 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2018F-06399 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26022 MISSION BLF, 26022, BOERNE, TX 78015-6554 |
| Name | Verified Name |
|---|---|
| Address | 2805 RAMSGATE WAY, FORT SMITH, AR 72908-0700 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,292.00 Homeowner's exemption | $57,813 (-) Land $10,500 Building $47,313 | $289,065 (-) Land $52,500 Building $236,565 |
| 2025 | $2,292.00 (+30.45%) Homeowner's exemption | $57,813 (+53.76%) Land $10,500 Building $47,313 | $289,065 (+53.76%) Land $52,500 Building $236,565 |
| 2023 | $1,757.00 Homeowner's exemption | $37,600 Land $6,600 Building $31,000 | $188,000 Land $33,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
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