2805 N Bayview Ln, McHenry, IL 60051 Property Records

McHenry County property record for 2805 N Bayview Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2,060 sqft · built 1930
Lot Size1.78 acres (77,537 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Jul 2018)
Tax Bill$9,893 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jul 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-20-202-008

Property Details

APN / Parcel Number

Primary APN10-20-202-008

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,060 sqft Living Area
1st Floor Area1,368 sqft
AtticAttic
Attic Area136 sqft
Basement Area1,368 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area77,537 sqft (1.78 acres)
PorchPorch
Porch Area158 sqft

Location & Zoning

Street Address2805 N BAYVIEW LN
CityMCHENRY
StateIL
Zip60051-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0023375 PT LT 8 MCHENRY PLAT NO 20
Legal SubdivisionMCHENRY PLAT NO 2
Legal Block202
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2805 N BAYVIEW LN, MCHENRY, IL 60051-3729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROPER RATE LLC
Jul 12, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
PROVIDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleJun 7, 2016 · Amount on Record
Deed Document Number201823375
Prior Transfer DateMay 30, 2018
Prior Transfer Doc0000023375
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2805 N BAYVIEW LN, MCHENRY, IL 60051-3729
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyPROPER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054638
DateOct 7, 2021
Instrument2021R0054638
Lender
NamePROPER RATE LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Rate2.75%

July 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateJul 12, 2018
Property Address2805 N BAYVIEW LN, MCHENRY, IL 60051-3729
Document Number0000023375
Instrument DateMay 30, 2018
Instrument2018R0023375
Transaction TypeForeclosure
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.50
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address611 S MAIN ST, 611, CRYSTAL LAKE, IL 60014-6251

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2805 N BAYVIEW LN, MCHENRY, IL 60051-3729

Mortgage

Document Number0000023376
DateJul 12, 2018
Instrument2018R0023376
Lender
NamePROVIDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,893.00$139,702 (+57.57%) Land $66,291 Building $73,411$419,106 (+57.57%) Land $198,873 Building $220,233
2022Homeowner's exemption$88,660 Land $55,098 Building $33,562$265,980 Land $165,294 Building $100,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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