St. Charles County property record for 2805 Kristopher Bend, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,215 sqft · built 1986 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jan 2017) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151050B034 |
| Primary APN | 151050B034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,215 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,548 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 393 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 151050B034 |
|---|---|
| Old Parcel Number | 151050B034 |
| Street Address | 2805 KRISTOPHER BND |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODS #2 LOT 26 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | WOODS #2 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 310902 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2805 KRISTOPHER BND, SAINT CHARLES, MO 63303-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on Record |
| Deed Sale | Jan 5, 2017 · Amount on Record |
| Prior Sale | Mar 5, 2012 |
| Deed Document Number | 0006681125 |
| Deed Book / Page | 6681 / 125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 5, 2017 |
| Property Address | 2805 KRISTOPHER BND, SAINT CHARLES, MO 63303-3345 |
| Document Number | 0066810125 |
| Book / Page | 6681 / 0125 |
| Map Reference | MB 21 PG 172 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 20170105000008550 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2805 KRISTOPHER BND, 2805, SAINT CHARLES, MO 63303-3345 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2805 KRISTOPHER BND, SAINT CHARLES, MO 63303-3345 |
| Document Number | 20170105000008560 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 20170105000008560 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,882.00 | $78,133 (+10.7%) | $411,226 (+10.7%) Land $70,000 Building $341,226 |
| 2023 | $70,578 | ||
| 2022 | $371,464 Land $63,000 Building $308,464 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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