2805 Houston Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 2805 Houston Rd, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1970
Lot Size	0.271 acres (11,848 sqft)
Owner	Company Name on Record
Last Sale	$110,220 (Nov 2020)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0024-0209-00`

Property Details

APN / Parcel Number

Primary APN	`510-0024-0209-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	1,026 sqft

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,848 sqft (0.271 acres)
Lot Dimensions	206 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2805 HOUSTON RD
City	CINCINNATI
State	OH
Zip	45251-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSTON RD 66.24 X 206.05IRR LOT 50 MAYFLOWER ESTSSUB BL C
Legal Subdivision	MAYFLOWER ESTATES SUB
Legal Block	C
Legal Lot Number	50
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1001
Census Tract	20504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5088 SANDY LN, HAMILTON, OH 45014-2736
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit FCN BANK NA
Nov 12, 2020	Grant Deed, Transfer · Line of Credit SPRING VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	0000119486
Deed Book / Page	014294 / 003127
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2805 HOUSTON RD, CINCINNATI, OH 45251-4652
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005139
Date	Jan 13, 2022
Book Page	14583/2265
Instrument	2022-0005139

Lender

Name	FCN BANK NA
Type	Bank
Address	BROOKVILLE, IN 47012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 12, 2020
Property Address	2805 HOUSTON RD, CINCINNATI, OH 45251-4652
Document Number	0000119486
Book / Page	014294 / 003127
Instrument Date	Nov 4, 2020
Instrument	119486
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5088 SANDY LN FAIRFIELD OH 450142736, FAIRFIELD, OH 45014-2736
Investor	Possibly a Property Investor

Mortgage

Document Number	118708
Date	Nov 12, 2020
Book Page	014293/002483
Instrument	118708

Lender

Name	SPRING VLY BK
Type	Bank
Address	WYOMING, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (+5.06%)	$56,298 (-) Land $10,546 Building $45,752
2024	$3,160.00 (+1.15%)	$56,298 (-) Land $10,546 Building $45,752
2023	$3,124.00 (+15.58%)	$56,298 (+41.32%) Land $10,546 Building $45,752	$160,850 (+41.32%) Land $30,130 Building $130,720
2022	$2,703.00	$39,837 Land $8,666 Building $31,171
2020			$113,820 Land $24,760 Building $89,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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