2805 Gavin Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2805 Gavin Rd, Chesapeake, VA 23323 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,820 sqft · built 2008
Lot Size	0.036 acres (1,608 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2019)
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2020 Mortgage + 1 more
APN	`0254032000190`

Property Details

APN / Parcel Number

Primary APN	`0254032000190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,470 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,608 sqft (0.036 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	308 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2805 GAVIN RD
City	CHESAPEAKE
State	VA
Zip	23323-2230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 19 WASHINGTON ARMS CONDO PH 2
Legal Subdivision	WASHINGTON ARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1017
Census Tract	21401

Owner

Source: Chesapeake City records · APN 0254032000190

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2805 GAVIN RD, 19, CHESAPEAKE, VA 23323-2230
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Oct 04, 2019	Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	201926937
Deed Book / Page	10063 / 1001
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2805 GAVIN RD, CHESAPEAKE, VA 23323-2230
Transaction Type	Mortgage
Record Updated	May 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10358/223
Date	Apr 22, 2021
Book Page	10358/223
Instrument	210018797

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	354 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2805 GAVIN RD, CHESAPEAKE, VA 23323-2230
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10185/1610
Date	Jul 22, 2020
Book Page	10185/1610
Instrument	200024305

Lender

Name	BNC NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 04, 2019
Property Address	2805 GAVIN RD, CHESAPEAKE, VA 23323-2230
Document Number	10063/1001
Book / Page	10063 / 1001
Instrument Date	Sep 27, 2019
Instrument	190026937
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 GAVIN RD # 19, 19, CHESAPEAKE, VA 23323-2230

Mortgage

Document Number	190026938
Date	Oct 04, 2019
Instrument	190026938

Lender

Name	BNC NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,021.00 (+34.15%)	$299,100 (+8.76%) Land $100,000 Building $199,100	$299,100 (+8.76%) Land $100,000 Building $199,100
2023		$275,000 (+9.96%) Land $80,000 Building $195,000	$275,000 (+9.96%) Land $80,000 Building $195,000
2022		$250,100 Land $70,000 Building $180,100	$250,100 Land $70,000 Building $180,100
2019	$2,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500214011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 56 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	26 (1999–2018)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Sep 2018, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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