2805 Emerald St, Memphis, TN 38115 Property Records

Shelby County property record for 2805 Emerald St, Memphis, TN 38115

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,185 sqft · built 1970
Lot Size0.245 acres (10,660 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Apr 2014)
Tax Bill$1,335 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-4089-0-0082

Property Details

APN / Parcel Number

Primary APN07-4089-0-0082

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,185 sqft Living Area
Gross Area3,013 sqft
1st Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,660 sqft (0.245 acres)
Lot Dimensions130 ft deep x 82 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
Pool Area578 sqft
PorchEnclosed Frame Porch
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2805 EMERALD ST
CityMEMPHIS
StateTN
Zip38115-1807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal SubdivisionMEADOW LAKE
Legal Lot Number34
JurisdictionSHELBY TN
Township / Civil Division11
Census Block Group1
Census Block1002
Census Tract10720

Owner

2805 Emerald St is owned and occupied by an individual who bought it in April 2014.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2805 EMERALD ST, MEMPHIS, TN 38115-1807
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2014 · Amount on File
Deed SaleApr 23, 2014 · Amount on File
Prior SaleMar 4, 1999 · Amount on File
Deed Document Number201442567
Prior Transfer DateMar 9, 2003
Prior Transfer Doc0000041349
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2805 EMERALD ST, MEMPHIS, TN 38115-1807
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 EMERALD ST, MEMPHIS, TN 38115-1807

Mortgage

Document Number0023097636
DateNov 14, 2023
Instrument23097636
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term246 Months
DueMay 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Emerald St was $1,335.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,335.00$49,650 Land $5,750 Building $43,900$198,600 Land $23,000 Building $175,600
2023$42,000 Land $5,000 Building $37,000
2022$2,558.00
2021$168,000 Land $20,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 Emerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Emerald St

Nearby Streets

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