2805 Eastham Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 2805 Eastham Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,464 sqft · built 1995
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Oct 2018 Reverse Mortgage Dec 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47 9 24`

Property Details

APN / Parcel Number

Primary APN	`47 9 24`
Alternative APNs	`12500` `12099`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12099
Street Address	2805 EASTHAM RD
City	BUMPASS
State	VA
Zip	23024-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N RIVER & COSBY SAILORS REST LOT 24 SEC 2 DB 540/238 1.531 AC
Legal Subdivision	SAILORS REST SUBDIVISION
Legal Lot Number	24
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1045
Census Tract	950101

Owner

Source: Louisa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Dec 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITIES CORPORATION
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MTG BANKERS INC
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01585/0134
Date	Oct 12, 2018
Book Page	1585/0134
Instrument	180009455

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	RES TITLE, RESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427

Mortgage

Document Number	001816/264
Date	Dec 29, 2021
Book Page	1816/264
Instrument	202100015605

Lender

Name	NATIONWIDE EQUITIES CORPORATION
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.6%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Document Number	0000004588
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 EASTHAM RD BUMPASS VA 230244427, BUMPASS, VA 23024-4427

Mortgage

Document Number	0000004588
Date	May 21, 2020
Book Page	001674/000677
Instrument	4588

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Document Number	0000004589
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 EASTHAM RD BUMPASS VA 230244427, BUMPASS, VA 23024-4427

Mortgage

Document Number	0000004589
Date	May 21, 2020
Book Page	001674/000694
Instrument	4589

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2805 EASTHAM RD, BUMPASS, VA 23024-4427
Document Number	0000009456
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 EASTHAM RD BUMPASS VA 230244427, BUMPASS, VA 23024-4427

Mortgage

Document Number	0000009456
Date	Oct 12, 2018
Book Page	001585/000151
Instrument	9456

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.91%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,560 (+2.25%) Land $58,500 Building $271,060	$329,560 (+2.25%) Land $58,500 Building $271,060
2025	$2,320.00 (+1,817.36%)	$322,300 (+16.56%) Land $53,500 Building $268,800	$322,300 (+16.56%) Land $53,500 Building $268,800
2024	$121.00 (-89.5%)
2023		$276,500 Land $41,500 Building $235,000
2022	$1,152.00		$276,500 Land $41,500 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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