2805 E Illinois St, Urbana, IL 61802 Property Records

Champaign County property record for 2805 E Illinois St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 2002
Lot Size	0.137 acres (5,962 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2006)
Tax Bill	$1,882 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-257-020`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-257-020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	5,962 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2805 E ILLINOIS ST
City	URBANA
State	IL
Zip	61802-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 387 SCOTTSWOOD 6TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD 6TH SUB
Legal Lot Number	387
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3018
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2805 E ILLINOIS ST, URBANA, IL 61802-4629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2006 · Amount on Record
Deed Sale	Jul 20, 2006 · Amount on Record
Deed Document Number	200619644
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2805 E ILLINOIS ST, URBANA, IL 61802-4629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012720
Date	Jul 24, 2018
Instrument	2018R12720

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2805 E ILLINOIS ST, URBANA, IL 61802-4629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021891
Date	Oct 22, 2020
Instrument	2020R21891

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,070 (+25.18%) Land $3,660 Building $27,410	$93,210 (+25.18%) Land $10,980 Building $82,230
2024	$1,882.00 (+14.06%)
2022	$1,650.00 Homeowner's exemption	$24,820 Land $2,930 Building $21,890	$74,460 Land $8,790 Building $65,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: AMG Technology Investment Group.

Nearby Properties on E Illinois St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures