2805 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2805 E 17th St, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,206 sqft · built 1997
Lot Size0.152 acres (6,654 sqft)
OwnerOwner Name on File
Tax Bill$914 (2025)
Flood ZoneZone X (minimal risk)
APN14876-502-000

Property Details

APN / Parcel Number

Primary APN14876-502-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,206 sqft Heated Area
Gross Area1,650 sqft
1st Floor Area1,206 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,654 sqft (0.152 acres)
Garage Area280 sqft
DrivewayDriveway
Driveway Area1,375 sqft

Exterior Amenities

PorchPorch
Porch Area404 sqft
Patio Area800 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2805 E 17TH ST
CityPANAMA CITY
StateFL
Zip32405-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE TREE PLACE UNIT #1 LOT 2 ORB 3365 P 2057
Legal Range14W
Legal Township03S
Legal Section35
Legal SubdivisionPINE TREE PLACE UNIT #1
Legal Lot Number2
Legal Unit1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2003
Census Tract1200

Owner

The current owner of 2805 E 17th St acquired it in November 2011.

Source: Bay County records, as of January 23, 2026

Owner of RecordOwner Name on File
Mailing Address2805 E 17TH ST, PANAMA CITY, FL 32405-7206
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2011
Deed SaleNov 16, 2011
Deed Document Number2011058262
Deed Book / Page3365 / 2057
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2805 E 17th St was $914 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$914.00 Homeowner's exemption$113,542$157,963 Land $42,217 Building $115,746
2023$892.00 (+51.19%) Homeowner's exemption$107,128 (+24.93%)$139,245 (+46.49%) Land $32,718 Building $106,527
2022$590.00 Homeowner's exemption$85,753$95,054 Land $26,071 Building $68,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 E 17th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 E 17th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on E 17th St

Nearby Streets

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