Seminole County property record for 2805 Cliffe Ct, Oviedo, FL 32765
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3.5 ba · 1,296 sqft · built 2004 |
| Lot Size | 0.039 acres (1,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Jan 2019) |
| Tax Bill | $3,780 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-21-30-514-0000-0500 |
| Primary APN | 36-21-30-514-0000-0500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 1,700 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2805 CLIFFE CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6380 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 50 ASHFORD PARK TOWNHOMES REPLAT ONE PB 64 PGS 68 - 74 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 36 |
| Legal Subdivision | ASHFORD PARK TOWNHOMES REPLAT ONE |
| Legal Tract | 514 |
| Legal Lot Number | 50 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21318 |
2805 Cliffe Ct, a townhouse, is owned by two individuals who bought it in January 2019.
Source: Seminole County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6707 OJIBWA RD, BRAINERD, MN 56401-7034 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jan 4, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | Jun 12, 2009 · Amount on File |
| Deed Document Number | 20191095 |
| Deed Book / Page | 9277 / 69 |
| Prior Transfer Date | Dec 30, 2008 |
| Prior Transfer Doc | 0000004188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2805 CLIFFE CT, OVIEDO, FL 32765-6380 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095830881 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 9583/881 |
| Instrument | 2020041333 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 4, 2019 |
| Property Address | 2805 CLIFFE CT, OVIEDO, FL 32765-6380 |
| Document Number | 0092770069 |
| Book / Page | 09277 / 0069 |
| Map Reference | MB 64 PG 68-74 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 2019001095 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1052 E PEBBLE BEACH CIR, 1052, WINTER SPRINGS, FL 32708-4232 |
| Name | Verified Name |
|---|---|
| Address | 2805 CLIFFE CT, OVIEDO, FL 32765-6380 |
| Document Number | 2019001096 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 2019001096 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 2805 Cliffe Ct was $3,780.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,780.00 | $248,699 Land $65,000 Building $183,699 | $248,699 Land $65,000 Building $183,699 |
| 2023 | $3,276.00 (+12%) | $242,935 (+20.32%) | $242,935 (+13.84%) Land $65,000 Building $177,935 |
| 2022 | $2,925.00 | $201,903 | $213,405 Land $62,000 Building $151,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2805 Cliffe Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2805 Cliffe Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Hotwire Communications, Metronet.
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