Denton County property record for 2805 Cerro Ranch Rd, Aubrey, TX 76227
| Property Type | Single Family Home |
|---|---|
| Details | 2,509 sqft · built 2020 |
| Lot Size | 0.183 acres (7,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,700 (Jul 2020) |
| Tax Bill | $8,362 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R746202 |
| Primary APN | R746202 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,509 sqft Living Area |
| Gross Area | 2,905 sqft |
| 1st Floor Area | 2,043 sqft |
| 2nd Floor Area | 467 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 7,951 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 397 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 2805 CERRO RANCH RD |
|---|---|
| City | AUBREY |
| State | TX |
| Zip | 76227-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERADO PHASE 1C BLK K LOT 17 |
| Legal Subdivision | SILVERADO PHASE 1C |
| Legal Block | K |
| Legal Lot Number | 17 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20116 |
2805 Cerro Ranch Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2805 CERRO RANCH RD, AUBREY, TX 76227-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FROST BANK |
| Jul 27, 2020 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on File |
| Deed Sale | Jul 27, 2020 · Amount on File |
| Deed Document Number | 2020109230 |
| Prior Transfer Date | Jul 24, 2020 |
| Prior Transfer Doc | 0000109230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 2805 CERRO RANCH RD, AUBREY, TX 76227-8046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2805 CERRO RANCH RD, AUBREY, TX 76227-8046 |
| Document Number | 0000107276 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-107276 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jul 27, 2020 |
| Property Address | 2805 CERRO RANCH RD, AUBREY, TX 76227-8046 |
| Document Number | 0000109230 |
| Map Reference | DOC 2018-479 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020-109230 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2805 CERRO RANCH RD, AUBREY, TX 76227-8046 |
| Document Number | 0000109231 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-109231 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 2805 Cerro Ranch Rd was $8,362 with a homeowner's exemption, up 1% from the year before.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Unified School District | Aubrey Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,823 (-4.14%) Land $101,329 Building $306,494 | $407,823 (-4.14%) Land $101,329 Building $306,494 | |
| 2025 | $8,362.00 (+1.04%) Homeowner's exemption | $425,438 Land $101,329 Building $324,109 | $425,438 Land $101,329 Building $324,109 |
| 2024 | $8,276.00 (-23.71%) | ||
| 2023 | $10,848.00 (+39.88%) Homeowner's exemption | $503,338 Land $104,947 Building $398,391 | $503,338 Land $104,947 Building $398,391 |
| 2022 | $7,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2805 Cerro Ranch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2805 Cerro Ranch Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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