2805 Centennial Rd, Toledo, OH 43617 Property Records

Lucas County property record for 2805 Centennial Rd, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1992
Lot Size	1.4 acres (61,115 sqft)
Owner	Individual Name on File
Last Sale	$251,200 (Apr 2021)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-64787`

Property Details

APN / Parcel Number

Primary APN	`78-64787`
Alternative APN	`30258018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	1,260 sqft

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	61,115 sqft (1.4 acres)
Lot Dimensions	266 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2805 CENTENNIAL RD
City	TOLEDO
State	OH
Zip	43617-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	VILLA FARMS LOT 22 S 1/2 EXC W 260 FT & EXC E 74 FT W 334 FT S
Legal Subdivision	VILLA FARMS
Legal Tract	92
Legal Lot Number	22
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2000
Census Tract	9203

Owner

2805 Centennial Rd is owned and occupied by an individual who acquired it in June 2023.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Intrafamily Transfer, Transfer
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit WATERFORD BANK NA
Apr 9, 2021	Survivorship Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Nov 14, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	0000017858
Last Transfer Date	Jun 22, 2023
Transfer Doc	0000019353
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Jun 22, 2023
Property Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830
Document Number	0000019353
Map Reference	VOL 32 PG 3
Instrument Date	Jun 2, 2023
Instrument	202306220019353
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007696
Date	Feb 23, 2017
Instrument	201702230007696

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 2, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 9, 2021
Property Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830
Document Number	0000017858
Map Reference	DOC 20191212-0050962
Instrument Date	Mar 30, 2021
Instrument	202104090017858
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5149 CORNSTOCK DR, SYLVANIA, OH 43560

Mortgage

Document Number	0000017934
Date	Apr 9, 2021
Instrument	202104090017934

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 14, 2019
Property Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830
Document Number	0000046733
Map Reference	VOL 32 PG 3
Instrument Date	Oct 31, 2019
Instrument	201911140046733
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 CENTENNIAL RD, TOLEDO, OH 43617-1830

Mortgage

Document Number	0000046734
Date	Nov 14, 2019
Instrument	201911140046734

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Centennial Rd was $5,148, up 4.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+4.87%)	$77,350 (-) Land $21,035 Building $56,315
2024	$4,909.00 (+13.9%)	$77,350 (+35.33%) Land $21,035 Building $56,315	$221,000 Land $60,100 Building $160,900
2023	$4,310.00 (+0.02%)	$57,155 (-) Land $24,850 Building $32,305
2022	$4,309.00 Homeowner's exemption	$57,155 Land $24,850 Building $32,305
2021			$163,300 Land $71,000 Building $92,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2805 Centennial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 Centennial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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